Jeffrey Rickard
Loan Officer
University of Colorado Boulder
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great to work with. Worked with us over a 2 year process to buy or home. With us every step of the way.
Jeff was a pleasure to work with, very responsive and up front with everything he needed. Stuck with us through 2 years of planning and buying our home.
Every step of the process was seamless. Jeff always answers his phone and I didnt have a single unanswered question.
Reply from Jeffrey Rickard
May 13th, 2026 04:22 PM
Brock, you and Ashlyn were awesome to work with. Thank you SO MUCH! Reach out anytime you need me.
You can tell Jeff really cares about his clients and wants to make the process as easy as possible. Jeff was very quick to get back to me and patient with all of my questions. He communicated with me frequently and would break down all of the...
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Reply from Jeffrey Rickard
February 18th, 2026 09:52 PM
Your feedback is truly appreciated, Kara. It’s rewarding to know that my efforts in keeping communication clear and the process smooth made a difference for you. I'm here whenever you need assistance or have more questions.
Jeff is super knowledgeable, caring, and professional in his work. Very good service, and gets best results. Highly recommend to give him a call
Jeff is a total professional I would highly recommend him to all my friends and family. And he's a man of faith Godbless you, J
Reply from Jeffrey Rickard
October 22nd, 2025 07:01 PM
God bless you, Tony. Thank you so much for the review. I know you are in the right place!
So I am not the best with Computer Technology so this is 2 months overdue but I wanted to say how Pleased I am that I had the Pleasure of working with Jeff and his team ( Kimberly ) on the purchase of my new Condominium. From our 1st meeting...
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Reply from Owner
October 22nd, 2025 07:02 PM
Paul, it's great to read that you're pleased with the experience. Navigating such an important process can be challenging, and I'm glad Kimberly and I could support you throughout. Your appreciation means a lot. Don’t hesitate to reach out...
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Jeff is super professional and responsive! I highly recommend him!
Reply from Owner
October 22nd, 2025 07:03 PM
I'm pleased to know you found my services professional and responsive. Your recommendation means a lot to me. If there's ever anything else I can assist you with, please don't hesitate to reach out.
Jeffrey made the loan process very easy!
Reply from Jeffrey Rickard
July 9th, 2025 07:57 PM
Margret, I'm delighted to hear that the loan process was easy for you. Making sure everything goes smoothly is important to me, and I’m glad I could assist you effectively. If you have any more questions or need anything else, don't hesitate...
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Jeff was a great communicator and made the entire process very easy.
Reply from Jeffrey Rickard
July 9th, 2025 07:57 PM
Joseph, I'm really glad to hear that you found the communication and overall process smooth. Making things easier for you is always my goal, and it's great to know that I could help make that happen. If you ever have more questions or need...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, JUMBO, and conventional residential mortgages
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335
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Education
- University of Colorado BoulderBiology/Biological SciencesBachelor of Arts (BA)
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 292600
Hobbies
- Golf, western Americana Lifestyle
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.