Jeffrey Rickard
Loan Officer | NMLS# 292600
University of Colorado Boulder
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jeffrey Rickard has received a review with 5 star rating from Michael P
.anand willingness.
Reply from Jeffrey Rickard
August 19th, 2026 04:30 PM
Michael, thank you for highlighting my willingness to assist. I'm grateful for your positive feedback and am here to help whenever you need. I am so excited for you on this house!
Jeff and his team were tremendous in every way possible
Reply from Jeffrey Rickard
August 5th, 2026 06:20 PM
Brian I am so happy for you. I hope you love homeownership! Reach out any time. Thank you so much.
Jeff is a great communicator and makes a stressful process easy to understand and smooth
Reply from Jeffrey Rickard
July 30th, 2026 06:14 PM
Hillary, I'm pleased to know that my communication helped make the process smoother and easier to understand for you. It's always my aim to reduce stress and provide clarity, but you and your husband is why it was so easy. Always, always a...
read more
Jeff is extremely knowledgeable and excellent with explaining the mortgage application and loan process. He is very communicative as he answered our questions immediately (even in the early morning and on weekends). He is also very attentive,...
read more
Reply from Jeffrey Rickard
June 9th, 2026 04:15 PM
Christine, I'm pleased to hear that my explanations and communication made the mortgage application process easier for you. You and John made the process easy for me too by your great attitude. Your kind words about my attentiveness and positivity...
read more
Great to work with. Worked with us over a 2 year process to buy or home. With us every step of the way.
Reply from Owner
June 9th, 2026 04:19 PM
Steve, I'm pleased to hear that you found working with me over the two-year process positive. You and Heather were next level on providing information and staying focused on your goal! Being there every step of the way is important to me, and...
read more
Jeff was a pleasure to work with, very responsive and up front with everything he needed. Stuck with us through 2 years of planning and buying our home.
Reply from Jeffrey Rickard
August 19th, 2026 04:31 PM
Steven, I'm pleased to hear that you found working with me a positive experience. Staying responsive and clear throughout your two-year journey to buying your home was important to me. Thank you for trusting me through the process.
Every step of the process was seamless. Jeff always answers his phone and I didnt have a single unanswered question.
Reply from Jeffrey Rickard
May 13th, 2026 04:22 PM
Brock, you and Ashlyn were awesome to work with. Thank you SO MUCH! Reach out anytime you need me.
You can tell Jeff really cares about his clients and wants to make the process as easy as possible. Jeff was very quick to get back to me and patient with all of my questions. He communicated with me frequently and would break down all of the...
read more
Reply from Jeffrey Rickard
February 18th, 2026 09:52 PM
Your feedback is truly appreciated, Kara. It’s rewarding to know that my efforts in keeping communication clear and the process smooth made a difference for you. I'm here whenever you need assistance or have more questions.
Jeff is super knowledgeable, caring, and professional in his work. Very good service, and gets best results. Highly recommend to give him a call
Reply from Owner
August 19th, 2026 04:31 PM
Michael, thank you for highlighting my willingness to assist. I'm grateful for your positive feedback and am here to help whenever you need. I am so excited for you on this house!
10 of 42
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, JUMBO, and conventional residential mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of Colorado BoulderBiology/Biological SciencesBachelor of Arts (BA)
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 292600
Hobbies
- Golf, western Americana Lifestyle
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.