

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Would not recommend
Nikki was very kind , thoughtful and always was available to answer questions for me and if there was anything she didn't know, she would get the answer for me.
Reply from Nikki Benefield
May 27th, 2026 01:26 PM
It was a pleasure working with you! I wish you and your family many years of happiness and memories in your home!!
Sonya & her team were absolutely amazing!! Super responsive & knowledgeable.
Reply from Owner
July 16th, 2026 12:00 AM
Thank you for trusting us with your VA home loan!
Dave made the process very simple and quick. He's become my go to guy if I plan on purchasing another property.
Reply from Owner
May 27th, 2026 02:16 PM
Bradley, thank you for trusting me with your 1st home purchase. You were awesome to work with as well!
Dave made the process very simple and quick. He's become my go to guy if I plan on purchasing another property.
Reply from David Thornton
May 27th, 2026 02:17 PM
Bradley, Thank you for your trusting us with your st home purchase! You were awesome to work with as well! So happy for you and your family.
Adam offered friendly, professional customer service on emails and phone conversations. He did everything he could to get us approved for a 30 day settlement, including a week while we were away on vacation. He made sure all details were covered...
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Reply from Adam Heiligman
June 3rd, 2026 06:46 PM
David, I'm grateful for your wonderful feedback about my service during your mortgage process. It was truly a pleasure working with you, and I'm happy to hear that you felt part of the Lower family and like VIP clients. If you ever need anything...
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Best friendly service around
Reply from Owner
May 27th, 2026 11:25 AM
Thank you, Darryn!
She explained every step of the way and was always available to answer any question we had!
Reply from Ashley Higdon
May 26th, 2026 11:18 PM
I'm grateful for your kind words, Sara. I'm happy to hear that I could help make the process clear and be there for your questions. If you ever need more assistance, please feel free to reach out.
Very knowledgeable and asks all the right questions to make sure you can qualify no matter what type of employment you have .
Reply from Victoria Tuskan
May 27th, 2026 02:41 PM
Thank you, Darryn! I appreciate you taking the time to leave a review!
When you work with professionals who are great at customer service, you can't help but brag a bit. I am so incredibly thankful for Stephen's assistance to get me to the finish line with complete ease and professionalism. I would highly recommend...
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Reply from Owner
May 27th, 2026 01:42 PM
Thank you! Congratulations on your new home. Our team is honored to assist you in your home buying experience. You did such a great job working with us to make this happen, thank you. Enjoy your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.