Miranda Kelley
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
The team was efficient throughout the entire purchase process, communication was clear and timely, and everyone was genuinely helpful and friendly. There were no surprises in the closing process other than further savings to be had periodically....
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Miranda and her team worked around the clock to get us the grant and push our loan through. I would definitely recommend them to anyone buying a house.
Miranda and her team were excellent, I would definitely recommend!
She was a blessing from beginning to end. Always available and ready for questions,she felt like family. I felt like I was sent to her for a reason and highly recommend her for your needs in purchasing and loan needs. 10 stars for me.
Reply from Owner
May 7th, 2026 01:56 AM
Thank you so much for your kind words Ms Connie! It was an absolute pleasure being a part of this journey with you. Wishing you nothing but happiness and wonderful memories in your new home! Thank you again for the recommendation... and “10...
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She is a great asset,she is very sincere, felt like I was working with family. She always was available for questions no matter how relevant. I feel like i have a friend for life. She was placed in my life for a purpose. It was a heavenl ything....
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Reply from Miranda Kelley
May 7th, 2026 01:58 AM
Connie, I'm so pleased to hear that our time working together felt like family to you. Your words truly warm my heart, and I'm grateful for the trust and connection we've built. Thank you for sharing your experience, and know that I'm always...
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She was always attentive and available! If she didn't answer my call, she was quick to return it.
Reply from Miranda Kelley
May 7th, 2026 02:00 AM
Daniel, I'm glad to hear that you felt supported. I'm pleased that my prompt responses met your needs. Wishing you many blessings in your new home. Thank you for sharing your experience!
Amazing team and service! 10 out of 10 recommend!
Reply from Owner
May 7th, 2026 02:05 AM
Brooke, I appreciate your recommendation and am glad to know you had a positive experience with my team and me. Thank you for sharing your kind words about our service! Enjoy your new home.
Miranda and her wonderful team helped make this process as quick easy possible. Excellent service and communication! Would recommend them to anyone!
Reply from Miranda Kelley
April 21st, 2026 07:49 PM
Honey, I'm happy to hear that you found the process quick and easy with my team and me. Your recommendation means a lot, and I truly appreciate your kind words about our service and communication. Thank you for sharing your experience!
Amazing!!!!!
Reply from Owner
May 7th, 2026 02:06 AM
Thank you Ellen! Wishing you many blessings in your new home!
We trued this home buying process over a year ago now & Miranda & team tried their best but wouldn't go through so instead of just writing us off she told us to wait a year, gave us tips on how to help ourselves over that year and we came back...
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Reply from Miranda Kelley
April 21st, 2026 02:12 PM
I'm grateful for your kind words, Margaret. It's been a wonderful journey working with you and Brooke, and I'm so glad to see your efforts over the past year have paid off. Building such lasting relationships is what I strive for, and I truly...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2095187
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.