Miranda Kelley - Team Acopia | Lower Mortgage's Cover Image
Miranda Kelley - Team Acopia | Lower Mortgage - Branch Manager | NMLS# 2095187 in Oxford, AL
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Miranda Kelley - Team Acopia | Lower Mortgage

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Branch Manager | NMLS# 2095187

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We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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Location & Business Hours
Business Hours
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24 hours
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24 hours
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24 hours(Open now)
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Reviews from Web
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    Tyler L
    Posted on October 5th, 2026 01:18 PM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Tyler L
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    Tyler L
    Heflin, AL
    Posted on October 5th, 2026 01:18 PM
    Excellent people to work with especially Miranda! She was very helpful and quick with the closing process. Would highly recommend working with them!
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    Samantha P
    Posted on September 29th, 2026 12:52 PM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Samantha P
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    Samantha D
    Southside, AL
    Posted on September 29th, 2026 12:51 PM
    The entire team was fantastic!!!
    Reply from Miranda Kelley - Team Acopia | Lowe...
    September 29th, 2026 01:34 PM
    Thank you for sharing your positive experience! It was an honor to be on this journey with you guys.
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    Kayla B
    Oxford, AL
    Posted on September 29th, 2026 12:50 PM
    I will never do business with anyone else but Miranda great experience.
    Reply from Miranda Kelley
    September 29th, 2026 01:37 PM
    I'm glad to hear you had a great experience, Kayla. Working with clients like you is truly rewarding, and I look forward to assisting you again in the future.
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    Janeen R S
    Oxford, AL
    Posted on September 22nd, 2026 11:29 PM
    Miranda went above and beyond constantly to be available for questions and concerns any time! She was amazing!
    Reply from Miranda Kelley - Team Acopia | Lowe...
    September 23rd, 2026 05:56 PM
    I'm glad to know that I could be there for your questions and concerns, Janeen. It was a pleasure working with you, and I'm happy to hear that you had such a positive experience! Welcome Home!
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    Stacy W
    Posted on September 22nd, 2026 01:58 PM
    Miranda is the best I highly recommend her to anyone she was there from the beginning to the end
    Reply from Owner
    September 23rd, 2026 05:57 PM
    I'm grateful for your high recommendation, Stacy. It's wonderful to know that I could be there for you throughout the entire process. Thank you for sharing your experience!
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    Stacy D W
    Montgomery, AL
    Posted on September 22nd, 2026 01:57 PM
    Miranda did an excellent job I would recommend her to everyone if had had any questions or concerns she would respond or she would say just shoot me a text she was there from the beginning to the end I highly recommend Miranda
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    Reply from Miranda Kelley - Team Acopia | Lowe...
    September 22nd, 2026 07:37 PM
    I'm glad to hear that you felt supported throughout the entire process, Stacy. Your recommendation means a lot to me and I'm grateful for your kind words. It was an honor working with you. Let me know if you have any questions in the future,...
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    Janeen S
    Posted on September 17th, 2026 05:04 PM
    I can't say enough good things about Miranda and her team! They're an exceptional group of people that truly love what they do and it's evident in every aspect of their professionalism! They made the home buying process so simple and walked...
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    Reply from Owner
    September 23rd, 2026 05:58 PM
    Janeen, I'm so glad to hear that you and your fiancé had such a positive experience with my team and me at Lower. It's wonderful to know that we could make the home buying process simple for you and address all your questions. Your kind words...
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    LaTeisha K
    Montgomery, AL
    Posted on September 11th, 2026 11:45 AM
    The communication was always on point
    Reply from Miranda Kelley - Team Acopia | Lowe...
    September 16th, 2026 07:40 PM
    I'm glad to hear that the communication met your expectations, LaTeisha. I am honored to have been a part of this journey with you. We are here for you in the future if you need anything. Welcome Home.
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    About
    We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Memberships
    • The Calhoun County Area Chamber
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2095187
    Hobbies
    • I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.