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Miranda Kelley - Team Acopia | Lower Mortgage
Branch Manager | NMLS# 2095187
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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24 hours(Open now)
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24 hours
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24 hours
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Reviews from Web
Miranda was so amazing and helpful and she explained everything so well, this was definitely a long and difficult journey but I'm so grateful have miranda working with us
I had a great experience working with Miranda she always made sure to answer all my questions and explmined things and made it clear. She also was really good about communicating and staying in touch.
Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Lulu M
She is very helpful, sincere, sacrifice times, energetic to get over the buying house processing I love this woman to help me to get the house , which you never disappoint if you allow her to help you out for house buyer process.
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Reply from Miranda Kelley - Team Acopia | Lowe...
October 11th, 2026 01:48 AM
It's wonderful to know that you felt supported throughout the house-buying process, Ponsopa. I loved working with you. I'm grateful for your kind words and happy to have been part of your journey. Congrats on your new home!
Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Tyler L
Reply from Owner
October 11th, 2026 01:48 AM
I'm grateful for your positive rating, Tyler. It's wonderful to know that your experience with me and the team at Lower was a good one. Congrats on your new home!
Excellent people to work with especially Miranda! She was very helpful and quick with the closing process. Would highly recommend working with them!
Reply from Miranda Kelley - Team Acopia | Lowe...
October 11th, 2026 01:49 AM
Thank you Tyler. Working with you was a great experience, and I'm grateful for your recommendation. I am always here to assist anytime. Congratulations on your new home!
Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Samantha P
Reply from Owner
October 11th, 2026 01:50 AM
Samantha, thank you for your positive rating. I'm glad you had a good experience with me and the team at Lower. Welcome home!
The entire team was fantastic!!!
Reply from Miranda Kelley - Team Acopia | Lowe...
September 29th, 2026 01:34 PM
Thank you for sharing your positive experience! It was an honor to be on this journey with you guys.
I will never do business with anyone else but Miranda great experience.
Reply from Miranda Kelley
September 29th, 2026 01:37 PM
I'm glad to hear you had a great experience, Kayla. Working with clients like you is truly rewarding, and I look forward to assisting you again in the future.
Miranda went above and beyond constantly to be available for questions and concerns any time! She was amazing!
Reply from Miranda Kelley - Team Acopia | Lowe...
September 23rd, 2026 05:56 PM
I'm glad to know that I could be there for your questions and concerns, Janeen. It was a pleasure working with you, and I'm happy to hear that you had such a positive experience! Welcome Home!
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About
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- The Calhoun County Area Chamber
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2095187
Hobbies
- I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.