Nick Muro
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
very easy to work with
multiple way to communicate ,
informative and direct
he has a great team working with him that helps moves quickly through the process,
Reply from Nick Muro
April 14th, 2026 07:08 PM
Thank you for your kind words, Gloria. I'm happy to hear that you found the communication easy and informative throughout the process. My team and I strive to ensure everything moves swiftly and efficiently for our clients. If you have any...
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Time Fram
Dedication
Reply from Nick Muro
March 30th, 2026 08:44 PM
I appreciate your five-star rating, Chelsea. I'm glad my dedication had a positive impact on your experience. If you ever need assistance in the future, feel free to reach out.
I came into the home buying experience not really knowing much about the process. I am so grateful I was referred to Nick by my agent because he was the most thorough and patient since our very first phone call! He explained each part of the...
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Reply from Nick Muro
March 30th, 2026 01:11 PM
Thank you for sharing your positive experience, Lauren. I'm pleased to know that I could assist you throughout the home buying process in a way that was clear and helpful. It's rewarding to hear that the guidance met your needs. If you ever...
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Nick and his team made this process so smooth. He explained everything to me and was patient. I will definitely be referring family and friends to Nick.
Reply from Nick Muro
March 26th, 2026 08:24 PM
I'm glad to hear that you felt the process was smooth and understandable, Ebony. It was great working with you, and I appreciate your willingness to refer your family and friends. If you have any future questions or need further assistance,...
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5 of 5
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.