

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joe made my experience pleasant and made it easy for me.
Reply from Joe Vergara
August 20th, 2026 01:37 PM
Veronica, I'm pleased to hear that I could make your experience pleasant and straightforward. If there's anything else I can assist you with, please feel free to reach out.
Did not have to stress at all. I have referred her to many friends
Reply from Taylor Fruge
August 20th, 2026 01:04 PM
Madison, I'm grateful for your trust and referrals. It's wonderful to know that your experience was stress-free.
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buying for the first time, we had a ton of questions, Kristen was available constantly, answering our questions fully and ensuring we were getting the best deal possible. She was professional, friendly, encouraging. It was an absolute pleasure...
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Reply from Kristen Clarke
August 20th, 2026 03:21 PM
Connor, I'm pleased that I could be there to answer your questions and help you feel confident in getting the best deal possible. It was wonderful working with you as well, and I appreciate your kind words about my professionalism and support....
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She is very professional and knowledgeable. She worked diligently to obtain the right loans for us.
I definitely will work with her in the future and will refer my friends and family to her.
Reply from Irma Arteaga
August 13th, 2026 03:20 PM
I'm grateful for your positive feedback. It's wonderful to know that my professionalism and diligence made a difference for you. I look forward to assisting you again in the future and appreciate your referrals.
My experience with Cheryl was extremely frustrating and ultimately cost me money. I was referred to her expecting professional guidance through the financing and assistance programs, but major issues were not identified until we were essentially...
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My experience with Cheryl was extremely frustrating and ultimately cost me money. I was referred to her expecting professional guidance through the financing and assistance programs, but major issues were not identified until we were essentially...
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Reply from Cheryl Baldwin
August 21st, 2026 01:06 PM
Thank you, for sharing your feedback. I’m sorry to hear that you were disappointed with your experience.Out of respect for your privacy, I won’t discuss the specific details of your financing publicly. What I can share is that we remained in...
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Landon was great, helpful and extremely easy to work with! Appreciate all his help!
Reply from Landon Kail
August 20th, 2026 08:49 PM
Cynthia, I appreciate your kind words and am glad to hear that you found me helpful and easy to work with. It's great to know that I could assist you effectively!
Karylle is very kind, patient & supportive. She is an amazing listener and always willing to point you in the right direction. The actual process was very smooth on their part and communication was great.
Reply from Karylle Wike
August 14th, 2026 12:31 PM
Thank you for the kind words. April! We are always here if you need anything at all.:)
Buying a home was incredibly easy with the help of Judy ! She helped ease our minds when we had a question or concern on something . Highley reccomend !
Reply from Judy L Jones
August 13th, 2026 12:59 AM
Thank you so much for your kind words! It was truly a pleasure helping you through the home-buying process. I’m so glad I could help make things feel easier and give you peace of mind along the way. Congratulations on your new home, and thank...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.