

Karylle Wike
VP Mortgage Lending | NMLS# 546659


Western Michigan University
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Kim was great too.
Everyone I dealt with was very friendly and helpful. They made it a much less stressful situation
Explanations were clear Always available Very pleasant to work with
Reply from Karylle Wike
October 5th, 2026 08:04 PM
I'm glad to hear that you found my explanations clear and that I was able to be there for you, Leslie. Working with you at Lower was very pleasant for me as well.
Karylle was amazing. I had a very bad experience with anyothe another agent but Karylle was able to correct everything.
Reply from Karylle Wike
October 2nd, 2026 01:34 PM
I'm pleased to hear that I could turn your experience around, Sara. It was important to me to address the issues you faced with the other agent and provide a positive experience with Lower.
Karylle and her team were so easy to work with. I had feared the process going into it, and they made it so simple, seamless and pleasant.
Reply from Karylle Wike
September 28th, 2026 01:43 PM
Chris, I'm happy to hear that you found working with me and my team at Lower to be simple and seamless. It's great that we could alleviate your initial concerns and make the process pleasant for you.
had to delay the closing due to the appraiser, not being responsible with his time or his levels of photography. However, Gavin did come to the closing and he did take off money to help with the situation. I would still send others to Gavin....
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Reply from Karylle Wike
September 21st, 2026 03:07 PM
Jennifer, I appreciate your understanding and patience regarding the delay caused by the appraiser. I'm glad to hear that Gavin was able to assist at the closing and offer some compensation for the inconvenience. Communication is important...
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picked up halfway through and I had no challenges!
Reply from Karylle Wike
September 17th, 2026 05:39 PM
I'm glad to hear that everything went smoothly for you, Kimberly, even after picking up halfway through. It was a pleasure to ensure your experience with Lower was seamless and without challenges.
Very imformative and stayed on top of things to make sure we were able to close on time.
Reply from Karylle Wike
September 9th, 2026 03:53 PM
Thank You very much Drew!!!
Great communication.
Karylle, Gavin and Kim were absolutely AMAZING to work with. They are all so dedicated to what they do and love to provide great service. I love them all! Way to go Team Wike!!!! Tammy and Darren Hines
Reply from Karylle Wike
September 8th, 2026 04:18 PM
Tammy, I'm grateful for your kind words about our team. It's wonderful to know that you had a positive experience working with Gavin, Kim, and me. We truly enjoy providing great service and appreciate your support!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Cash-Out Refinances
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Mortgages
Specialities
Conventional, Jumbo, FHA, VA, Renovation, Foreign National, and Relocation Loans
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Education
- Western Michigan UniversityBusiness Administration and ManagementBachelor of arts in business administrationAug 1989 -May 1993

Positions
- Lower Mortgage - SVP MortgageDec 9th, 2024 - Current
- CrossCountry - SVP Mortgage LendingDec 14th, 2020 - Dec 6th, 2024
Memberships
- IDEA - Health and Fitness Association
- Women's Financial Network
- Goddard School
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 546659
Achievements
- Presidents Club 2006 - 2025
Hobbies
- Travel
- Yoga
- Love to travel and ski!
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.