Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Secured a very competitive interest rate , wonderful customer service, great team
Reply from Cheryl Baldwin
June 19th, 2026 02:28 PM
Susan, I appreciate your feedback about securing a competitive interest rate and the wonderful customer service you experienced. I'm glad to hear that our team could meet your expectations. Congratulations on purchasing your soon to be forever...
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Chery is a subject-matter expert on VA, conventional, and FHA loans. She is able to explain the information in layman's terms, which I think is super important when buying a house. I did not think the deal would work out, but she explored alternative...
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Reply from Cheryl Baldwin
May 4th, 2026 02:12 PM
Jorden, I'm glad to hear that I could assist you in navigating the complexities of VA, conventional, and FHA loans. It's important to me that the information is clear and understandable. I'm happy we found a solution that worked for your situation....
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Cheryl is AMAZING! We give her 10 out of 10! Five stars!!! She is incredibly knowledgeable and so very sweet! She took her time breaking down every step of the home buying process for us. Buying a home is stressful but you can make it 90% less...
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Reply from Cheryl Baldwin
April 20th, 2026 07:16 PM
Johnathan, I'm grateful for your generous review. It's wonderful to hear that my guidance helped ease the stress of buying a home for you. I appreciate your kind words about my team and me, and I'm glad we could make the process clearer and...
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I don’t have enough words to speak on how amazing Cheryl was in the purchase of my home. I thought it was impossible, and it was a goal that I had wanted for several years. When I connected with Cheryl, she set reasonable expectations but was...
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knowledgeable with us during every step of the process and explaining it and taking our time, it was a great experience highly recommend them on helping out with all avenues and alleyways of purchasing a house and educating myself and helping...
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Reply from Cheryl Baldwin
July 10th, 2026 10:25 PM
Devin, I'm grateful for your kind words and thrilled that you had a positive experience. It's wonderful to know that I could assist with every step and provide the support needed during your journey as a first-time homebuyer here in South Florida....
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Cheryl always does a great job!
Reply from Cheryl Baldwin
June 25th, 2026 12:41 PM
Thank you, Sam. I'm happy to know you feel that way! Your positive feedback means a lot, and I'm grateful for the opportunity to work with you and your homebuyers in Bonita Springs, FL.
Cheryl walked me and my fiancé through the entire process of buying a home. She would stay on the phone with us untill both of us understood wnd and felt comfortable with the next steps!
Reply from Cheryl Baldwin
June 10th, 2026 01:37 PM
Ms. Olivia, it was an absolute honor to guide you and your fiancé with buying your first home. Ensuring both of you felt comfortable and informed every step of the way was important to me. Thank you for your kind words and for trusting me and...
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Cheryl was great to work with!
Reply from Cheryl Baldwin
June 1st, 2026 02:31 PM
Mr. Gonzalez, thank you for your kind words. I truly appreciate you trusting me to help with your first home purchase here in South Florida. It was a pleasure guiding you through the mortgage process and helping you become a homeowner.Thank...
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Cheryl was always available and able to answer all questions timely. The process itself was quick and easy. I loved the tracking in the app and electronic documents and signatures. Thank you!
Reply from Cheryl Baldwin
May 29th, 2026 02:35 PM
Kristine, I'm grateful for your positive feedback. You received a great deal on an amazing home in Davie, FL. It's appreciated to hear that the process felt quick and easy for you and that you appreciated the tracking features and electronic...
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Cheryl was AWESOME!!!! She made sure everything went smoothly and stayed on schedule . She communicated with me daily and explained everything
Reply from Cheryl Baldwin
May 13th, 2026 04:08 PM
Patrick, I'm happy to hear that everything went smoothly and on schedule. It was a pleasure to communicate with you daily and ensure you felt informed throughout the process. Thank you for your kind words!
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 1668094
- Branch NMLS: 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.