Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv...... Show More
Location & Business Hours
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
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Reviews from Web
Cheryl was AWESOME!!!! She made sure everything went smoothly and stayed on schedule . She communicated with me daily and explained everything
Reply from Cheryl Baldwin
May 13th, 2026 04:08 PM
Patrick, I'm happy to hear that everything went smoothly and on schedule. It was a pleasure to communicate with you daily and ensure you felt informed throughout the process. Thank you for your kind words!
Chery is a subject-matter expert on VA, conventional, and FHA loans. She is able to explain the information in layman's terms, which I think is super important when buying a house. I did not think the deal would work out, but she explored alternative...
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Reply from Cheryl Baldwin
May 4th, 2026 02:12 PM
Jorden, I'm glad to hear that I could assist you in navigating the complexities of VA, conventional, and FHA loans. It's important to me that the information is clear and understandable. I'm happy we found a solution that worked for your situation....
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Wonderful.
Reply from Cheryl Baldwin
April 30th, 2026 03:22 PM
Kenneth, I appreciate your kind words. I'm happy to hear you had a wonderful experience working with me and my team. We appreciate your trust.
Cheryl walked us through every step and explained the whole process which made it easy to understand as a first home buyer. She is amazing!!!
Reply from Cheryl Baldwin
April 27th, 2026 05:40 PM
Kara, I'm glad to hear that I could help make the process easy to understand for you as a first-time homebuyer. Thank you for your kind words and for trusting me to guide you through every step.
Cheryl is AMAZING! We give her 10 out of 10! Five stars!!! She is incredibly knowledgeable and so very sweet! She took her time breaking down every step of the home buying process for us. Buying a home is stressful but you can make it 90% less...
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Reply from Cheryl Baldwin
April 20th, 2026 07:16 PM
Johnathan, I'm grateful for your generous review. It's wonderful to hear that my guidance helped ease the stress of buying a home for you. I appreciate your kind words about my team and me, and I'm glad we could make the process clearer and...
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Nothing that comes to mind particularly. I don't have another experience to compare it
Reply from Cheryl Baldwin
March 27th, 2026 02:29 PM
Thank you for your feedback, Antony. If you have any thoughts or additional insights in the future, feel free to reach out. I'm here to help with any questions or assistance you may need. Thank you for your service and for trusting us with...
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Working with Cheryl as my mortgage loan advisor was truly an exceptional experience. From our very first conversation, she was informative, patient, and incredibly attentive. She never once made me feel rushed or pressured into making a decision....
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Reply from Cheryl Baldwin
February 26th, 2026 02:11 PM
Gabrielle, I'm really pleased to hear about your positive experience. It's great to know that the information and support I provided helped make the process more manageable for you. Ensuring that you felt comfortable and informed, especially...
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Cheryl Baldwin was absolutely incredible to work with as our mortgage loan advisor. She made the entire process feel smooth, organized, and far less stressful than we expected. She was always very quick to respond, patient with our many questions,...
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Reply from Cheryl Baldwin
February 16th, 2026 06:52 PM
Brittany, it's wonderful to hear that your experience was smooth and organized. I'm glad I could be there to answer your questions and explain everything clearly, making the journey to your first home less stressful. Thank you for your kind...
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Cheryl helped me navigate through the lending process and made it seamless. She was availae whenever I had questions and very knowledgable of her craft. Highly recommended..
Reply from Cheryl Baldwin
March 13th, 2026 01:27 AM
JoAnn, thank you for your positive feedback. I'm glad I could assist you through the lending process and make it a seamless experience. It's important to me to be available and knowledgeable, so I'm pleased to hear that was your experience....
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The home buying process is daunting and ardous. I am thankfull Cheryl was able to help us.
Reply from Cheryl Baldwin
March 13th, 2026 01:28 AM
Adriel, I'm glad to hear that I could be of help during such a challenging process. If you have any further questions or need assistance down the road, please feel free to reach out. Thank you for your trust.
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Search Rank ScoreLearn More →
425
/850
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 1668094
- Branch NMLS: 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.