Judy L Jones
Residential Mortgage Loan Originator | NMLS# 26496...
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity ... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Judy was phenomena! She went above and beyond in helping us purchase our forever home. Thank you!!
Judy definitely went above and beyond for us. We felt like we had an Army at our back with the assistance from her and her team!
We really appreciate you taking over our Loan Process after our really good friend Cathy passed away. We thought that we would have to satart all over again and you just made it really easy to pick up and continue to our ultimate finding and...
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Reply from Judy L Jones
August 18th, 2026 12:03 AM
Thank you so much for your kind words. Cathy was a dear friend of mine as well, and she is deeply missed. It was truly an honor to step in and help you and Elizabeth continue the journey she had started with you.I’m grateful that I could make...
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Buying a home was incredibly easy with the help of Judy ! She helped ease our minds when we had a question or concern on something . Highley reccomend !
Reply from Judy L Jones
August 13th, 2026 12:59 AM
Thank you so much for your kind words! It was truly a pleasure helping you through the home-buying process. I’m so glad I could help make things feel easier and give you peace of mind along the way. Congratulations on your new home, and thank...
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Absolutely.The best experience I have had with buying a home. Judy and her team are simply the best of what they do!!!
Reply from Judy L Jones
July 24th, 2026 03:00 PM
Paxton,Thank you so much for the kind words! It was truly a pleasure working with you and Amber throughout your home-buying journey. I'm so glad we could help make the experience a great one for you. Congratulations on your new home! I hope...
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This is the second house Judy has helped me with, she is fantastic! She is paitient and extremely knowledgeable! Thank you Judy for being the best in such an important time of our life!
Reply from Judy L Jones
July 24th, 2026 03:02 PM
Thank you so much for your kind words! It was a pleasure helping your family again, and I truly appreciate your trust and loyalty. Congratulations on your new home, and thank you for letting me be part of such an important time in your life....
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Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.
Reply from Judy L Jones
July 17th, 2026 03:56 PM
Diane, I appreciate your feedback. I'm glad I could provide the calm and guidance you needed during stressful times. If you have any more questions or need further assistance, please reach out to me anytime.
Judy went above and beyond to help us secure this home. Many times when we felt like it was over or there wasn't anything we could do, Judy provided insight and different ways to ask questions that helped propel everything forward. She truly...
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Reply from Judy L Jones
July 8th, 2026 07:26 PM
Matthew, thank you so much for the wonderful review! It was truly a pleasure working with you, and this was definitely a team effort. Your determination, and persistence along the way played a huge role in helping us reach the goal of homeownership....
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Judy went above and beyond the explanation to emotionally support and help us feel comfortable whenever necessary. I would not want any other lender for I am afraid Judy has absolutely spoiled us! She also went out of her way to provide a celebratory...
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Reply from Judy L Jones
July 8th, 2026 07:30 PM
Thank you so much for your kind words, Savannah! Your trust meant so much to me, and I appreciate the teamwork, and communication you brought throughout the process. Congratulations again on your new home. I hope it brings you years of happiness,...
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Judy has saved our transaction in an incredible timeline. We will definitely recommend her to everyone as well as use her services in the future.
Reply from Judy L Jones
May 28th, 2026 03:01 AM
What an honor it was to assist you and David with your home financing. I am so happy we met and I am grateful that together we pulled the transaction through to closing. Wishing you all the best memories in your new home! Congrats!
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About
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity for new opportunities. Building trust with accountability, transparency, and efficiency. Known for straightforward, no-pressure advice backed by 25+ years of experience. Working closely with clients and a skilled team from start to finish, celebrating each homeownership success!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Residential Mortgage Lending
Licensed in Colorado, Texas and New Mexico
Fannie Mae, Freddie Mac, FHA, VA, USDA, Alternative Mortgage Products
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Positions
- Universal Lending Home Loans - Residential Mortgage Loan OriginatorJul 29th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 264968
- CO 100031992
- TX SML-RMLO
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Hobbies
- Skiing
- Hiking
- Gardening
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.