Judy L Jones
Residential Mortgage Loan Originator
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
Sat
closed
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Reviews from Web
Absolutely.The best experience I have had with buying a home. Judy and her team are simply the best of what they do!!!
Reply from Judy L Jones
July 24th, 2026 03:00 PM
Paxton,Thank you so much for the kind words! It was truly a pleasure working with you and Amber throughout your home-buying journey. I'm so glad we could help make the experience a great one for you. Congratulations on your new home! I hope...
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This is the second house Judy has helped me with, she is fantastic! She is paitient and extremely knowledgeable! Thank you Judy for being the best in such an important time of our life!
Reply from Judy L Jones
July 24th, 2026 03:02 PM
Thank you so much for your kind words! It was a pleasure helping your family again, and I truly appreciate your trust and loyalty. Congratulations on your new home, and thank you for letting me be part of such an important time in your life....
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Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.
Reply from Judy L Jones
July 17th, 2026 03:56 PM
Diane, I appreciate your feedback. I'm glad I could provide the calm and guidance you needed during stressful times. If you have any more questions or need further assistance, please reach out to me anytime.
Judy went above and beyond to help us secure this home. Many times when we felt like it was over or there wasn't anything we could do, Judy provided insight and different ways to ask questions that helped propel everything forward. She truly...
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Reply from Judy L Jones
July 8th, 2026 07:26 PM
Matthew, thank you so much for the wonderful review! It was truly a pleasure working with you, and this was definitely a team effort. Your determination, and persistence along the way played a huge role in helping us reach the goal of homeownership....
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Judy went above and beyond the explanation to emotionally support and help us feel comfortable whenever necessary. I would not want any other lender for I am afraid Judy has absolutely spoiled us! She also went out of her way to provide a celebratory...
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Reply from Judy L Jones
July 8th, 2026 07:30 PM
Thank you so much for your kind words, Savannah! Your trust meant so much to me, and I appreciate the teamwork, and communication you brought throughout the process. Congratulations again on your new home. I hope it brings you years of happiness,...
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Judy has saved our transaction in an incredible timeline. We will definitely recommend her to everyone as well as use her services in the future.
Reply from Judy L Jones
May 28th, 2026 03:01 AM
What an honor it was to assist you and David with your home financing. I am so happy we met and I am grateful that together we pulled the transaction through to closing. Wishing you all the best memories in your new home! Congrats!
Judy is an exceptional person. She made everything happen for us in a very short time period and we cannot thank her enough.
Reply from Judy L Jones
May 28th, 2026 02:58 AM
I am so grateful that I met you and Adriana! Congrats on your new home, it was a pleasure to assist both of you! Thank you for the kind review!
fast process with a knowledgeable organizer!
Reply from Judy L Jones
May 5th, 2026 07:29 PM
Thank you, Donell! I'm glad you were pleased with my service and the speed with how quickly my team was able to assist you with your new home. I am always here if you have questions and hope you are enjoying your home. It was great to work...
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Judy is so great! Very kind and easy to talk to On the ball with all of the loan process and very knowledgeable . She's very thorough an communicated well through the entire process. Thanks Judy!
Reply from Judy L Jones
May 1st, 2026 03:29 PM
Sabrina, I appreciate your kind words. I'm grateful for your review and really enjoy working with you! I am so glad to hear you found the loan process smooth and that my communication was helpful. Looking forward to helping you again in the...
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Judy is amazing! She handled everything so well and was able to help me with all the numbers! She is very knowledgeable and her expertise is unparalleled! Thank you!
Reply from Judy L Jones
April 28th, 2026 10:33 PM
Thank you so much for your kind words, Jamie! It was truly a pleasure helping you through the process. I’m so grateful for the opportunity to work with you and help make everything clear and manageable along the way. Thank you again for your...
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About
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity for new opportunities. Building trust with accountability, transparency, and efficiency. Known for straightforward, no-pressure advice backed by 25+ years of experience. Working closely with clients and a skilled team from start to finish, celebrating each homeownership success!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Residential Mortgage Lending
Licensed in Colorado, Texas and New Mexico
Fannie Mae, Freddie Mac, FHA, VA, USDA, Alternative Mortgage Products
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Positions
- Universal Lending Home Loans - Residential Mortgage Loan OriginatorJul 29th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS: 264968
- CO 100031992
- TX SML-RMLO
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Hobbies
- Skiing
- Hiking
- Gardening
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.