Landon Kail
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
gave superior advice on a VA loan. He had very quick response times and was even willing to work after normal business hours.
Reply from Landon Kail
July 10th, 2026 02:52 PM
Evan, I appreciate your kind words about the advice and support I provided on your VA loan. It's nice to hear that my quick response times and flexibility were helpful to you. Thank you for sharing your positive experience!
Landon was a pleasure to work with. He took the time to explain each and every step of the home buying process and was very flexible.
Reply from Landon Kail
July 8th, 2026 03:47 PM
Connor, I'm glad to hear that working together was a pleasure and that I could explain each step of the home buying process clearly for you. Your feedback on my flexibility is greatly appreciated. Thank you for your kind words!
The great communication on Landon's side that made this process a breeze! We appreciate all his hard work in making this possible for me and my family.
Reply from Landon Kail
June 30th, 2026 03:58 PM
Taylor, I'm pleased that the communication throughout the process made it a breeze for you and your family. I truly appreciate your kind words and am grateful for the opportunity to assist you.
Landen and his team are very knowledgeable.
Landon was extremely helpful in all aspects of my loan process. He was invaluable to us. His team was as so helpful!
Reply from Landon Kail
June 17th, 2026 02:21 PM
Nancy, I'm grateful for your kind words about my assistance during your loan process. It's wonderful to hear that both my team and I were able to be of help to you. Your positive feedback means a lot to me.
The whole mortgage experience was smooth and stress free. Landon put forth great effort at trying to maximize the best use of our mortgage, especially towards buying down the rate and closing costs.
Reply from Landon Kail
June 8th, 2026 05:34 PM
Adam, I'm pleased to know that your mortgage experience was smooth and stress-free. I appreciate your recognition of my efforts in maximizing the best use of your mortgage, particularly in buying down the rate and closing costs. Thank you for...
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Very easy process! Clear and quick communication:) No issues at all getting funded for our mortgage! Tiffany is also great and very on top of everything.
Goes above and beyond to ensure a smooth process, Tiffany as well.
Reply from Landon Kail
May 26th, 2026 03:33 PM
James, I'm glad to hear that you felt the process was smooth with Tiffany and me. Your positive experience is important to me, and I appreciate your feedback. Thank you for sharing your kind words!
Landon was great to work with! He helped us work out the best mortgage options for our situation and locked in a great rate. We would definitely use him again.
Reply from Landon Kail
May 22nd, 2026 06:05 PM
Stephen, I'm glad to hear that you found working with me beneficial and that I could help you secure a great mortgage rate. Your satisfaction means a lot, and I'd be happy to assist you again in the future. Thank you for your kind words!
Always made himself available to talk on the phone and thoroughly explained everything
Reply from Landon Kail
May 22nd, 2026 06:42 PM
Benjamin, I appreciate your feedback and am glad I could be available to address your concerns and explain everything thoroughly. Your satisfaction is important to me, and I'm here to help whenever you need.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.