First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy did a great job communicating with me as we were locking in my interest rate. She also answered all of my questions and made it feel good to go through this process.
Reply from Tracy Geer
July 1st, 2026 08:41 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Reply from Russ Bray
June 29th, 2026 04:33 PM
Well spoken! You and Roger have been a great joy not only to work with but to know over the years. I truly appreciate you guys and looking forward to the next NC visit!
Everyone was so professional and pleasant.
Reply from Jenny Zillner
July 1st, 2026 05:48 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Great guidance right out of the gate and continued updates/communication. Phil guided us through a great experience.
Reply from Phil Scaglia
July 1st, 2026 03:40 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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Russ made the process smooth , efficient and VERY EASY for me at a very stress time in my life. I will and have recommended Russ to everyone I speak to regarding Real Estate.
Reply from Russ Bray
June 29th, 2026 04:31 PM
Brad - Thanks for giving me a call. I am glad this all worked out and moving in a positive direction! I wish you the very best and would be happy to assist in any way going forward. Glad i have had the opportunity to meet ya!!
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West Clay
Russ Bray is TOP NOTCH in taking care of every detail of the loan process and is very knowledgeable and professional while at the same time personable and casual has definitely gone above and beyond getting my loan done on a tight time line....
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Reply from Owner
July 28th, 2026 12:00 AM
Brad, thank you for the wonderful review! We're delighted Russ exceeded your expectations and made the loan process a smooth experience, even on a tight timeline. Your recommendation means a great deal to us. Thank you for choosing First State...
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Martin kept us informed every step of the way.
Reply from Martin Still
June 29th, 2026 12:49 AM
Thank you Larry. Thank you again for the opportunity to assist.
Melissa is an excellent communicator. She let us know that we mattered, and was supportive during every step of the loan process.
Reply from Melissa Maxwell
June 30th, 2026 02:23 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Don was always so kind and very timely with all questions or inquiries sent his way. He was always willing to speak via email or phone to help explain things in more detail. Would have liked to receive the closing disclosure paperwork sooner,...
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Reply from Don MacPherson
June 30th, 2026 04:00 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Terry and Peter are great problem solvers. Very helpful with best ways to get the information you need. They are watchful too help be sure you stay on track.
Reply from Terry & Peter O'Neill
June 29th, 2026 01:38 PM
Thanks Janet, it was great working with you as you found a very nice home near your mother!
441–450 of 12215
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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