
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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excellent service
Reply from Barry Allen
July 3rd, 2026 06:58 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Ron was great The other staff did well however if the support folks could have reduced the amount of req that would have helped
Reply from Ron Ruzicka
July 3rd, 2026 01:45 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Gerry is amazing! Very knowledgeable, very responsive , and does everything he possibly can to get the best for you-- everything you could hope for in a loan officer!
Reply from Gerry Phillips
July 1st, 2026 12:44 AM
Thank you so much for the kind words, Savannah! It was truly a pleasure working side-by-side with you, Verity, & Sarah through the mortgage process. You all did a phenomenal job!!I’m grateful for the opportunity to serve you, and I always want...
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Very quick responses and friendly people !
Reply from Phil Scaglia
July 2nd, 2026 06:30 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Nathan was great assisting us with any questions we had
Reply from Nathan Grojean
July 2nd, 2026 02:02 PM
Thank you for the review, I greatly appreciate it. If you have any questions regarding your loan, please let me know.
Jeff and the team were very helpful and very easy to work with !
Reply from Jeff Fetterhoff
June 29th, 2026 03:08 PM
It was an absolute pleasure to work with you and Lynsie and thank you both for allowing us to be a part of your move back home!
Tracy Geer did such a good job locking in my rate. She was calling me in the mornings when markets opened up and had a good idea of what was going to happen. She locked me in at a great rate. She also answered all my questions and made the...
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Reply from Owner
July 28th, 2026 12:00 AM
Ted, thank you for sharing your experience! We're so glad Tracy was able to guide you through the process, answer your questions, and help you lock in a great rate. Congratulations on your first home, and thank you for choosing First State...
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Lake of the Ozarks has received a review with 5 star rating from Savannah M
Reply from Owner
July 21st, 2026 12:00 AM
Savannah, thank you for the 5-star rating! We appreciate your trust in First State Bank Mortgage and look forward to helping you again in the future.
Phil was truly a blessing for us! He gave us great advice and kept the whole process smooth as silk. I would highly recommend him!
Reply from Owner
July 28th, 2026 12:00 AM
Thank you for your kind words! We're thrilled Phil provided great advice and made the process smooth from start to finish. We appreciate your recommendation and your trust in First State Bank Mortgage!
Chesterfield has received a review with 5 star rating from Chase C
Reply from Owner
July 28th, 2026 12:00 AM
Chase, thank you for the 5-star rating! We truly appreciate your support and are grateful you chose First State Bank Mortgage.
431–440 of 12215
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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