First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Scott and Traci were responsive and helpful as first time home buyers.
Reply from Scott and Traci Turner
June 2nd, 2025 06:04 PM
Thank you!! Enjoy your new home!
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Russ was SO helpful through the whole process. It was my first time buying a home and he answered every question I had. I would recommend him for sure!
Reply from Russ Bray
May 29th, 2025 04:44 PM
Thank you Hannah! It was great working with you as well. You were very detailed and made everything easy on my end as well. I do wish you the very best and hope you enjoy the new home. Please do not ever hesitate to reach out if you have questions...
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awsome experience everyone did a great job.
Reply from Todd Hedger
May 29th, 2025 02:22 PM
I'm thrilled to hear that you had an awesome experience and that our team did a great job. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing First State Bank Mortgage.
Christopher was very thorough and made sure we understood everything throughout the process!
Reply from Chris Laughlin
May 28th, 2025 07:50 PM
Oliver: Thank you for allowing us to help you and Ena purchase your first home. I hope you have many happy years... and when you hear that interest rates have declined, don't hesitate to give me a call and we'll help you refinance down to a...
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Lack of verbal communication and response
Reply from Matt & Betsy Maassen
June 2nd, 2025 05:10 PM
We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future.
Chris explained the process in advance and also was very responsive to all questions asked.
Reply from Chris Stecher
June 2nd, 2025 04:15 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Jim Yarrington has received a review with 5 star rating from Oliver S
Reply from Owner
October 3rd, 2025 12:00 AM
Oliver, thank you for reviewing us!
Better communication. Maybe a sit down talk about our options
Reply from Terry & Peter O'Neill
June 1st, 2025 10:35 PM
Thank you for the opportunity to assist you with your new home purchase. Please let me know if you have any questions.
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Michele Norris
Michele was available to answer any and all questions as they arose during the entire process.
Reply from Michele Norris
June 1st, 2025 08:34 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Phil was always reachable and consistent in his support and assurance during our experience purchasing our first-home. Documents were sent timely and all our our instructions were clear. Would definitely recommend Phil and First State Bank...
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Reply from Phil Scaglia
June 1st, 2025 02:25 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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