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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • T
    Thomas L
    BOWLING GREEN, MO
    Posted on May 27th, 2025 02:13 PM
    I didn't make the process the smoothest and they handled it anyhow !
    Reply from Melissa Maxwell
    May 27th, 2025 03:25 PM
    Lol.....but we made it to the closing table!!! Thank you for the opportunity to help you!!
  • J
    James R
    Olathe, KS
    Posted on May 27th, 2025 12:54 AM
    Was the easiest process I have ever had in purchasing a home. Was very clear on what was needed from me and had great communication on rates.
    Reply from Phil Scaglia
    June 1st, 2025 12:55 AM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • M
    Mollie H
    Posted on May 27th, 2025 12:00 AM
    Phil was always reachable and consistent in his support and assurance during our experience purchasing our first-home. Documents were sent timely and all our our instructions were clear. Would definitely recommend Phil and First State Bank...
    read more
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you for the kind words, Mollie! We’re so happy your experience with First State Bank Mortgage went so smoothly.
  • D
    Donald T B
    SAINT CHARLES, MO
    Posted on May 26th, 2025 09:27 PM
    Mindy was great to work with and very knowledgeable
    Reply from Mindy Primm
    May 29th, 2025 06:18 PM
    Thank you so much for the kind words Don! It was a pleasure working with you.
  • for
    Bill Beezley
    Encompass
    D
    Donald L M
    CAMDENTON, MO
    Posted on May 26th, 2025 08:45 PM
    Not traveling to close and then not closing! Had several closing dates . And, bank contacted our insurance company directly to ask that our insurance be increased thankfully the insurance company contacted us to discuss .
    read more
    Reply from Bill Beezley
    May 31st, 2025 08:48 PM
    We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
  • V
    Valerie M
    CREVE COEUR, MO
    Posted on May 26th, 2025 02:17 PM
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    Reply from Don MacPherson
    May 31st, 2025 02:21 PM
    I really appreciate the feedback and look forward to working with you again.
  • A
    Amanda C
    Paola, KS
    Posted on May 26th, 2025 02:14 PM
    Clear and quick communication. Willing to answer any and all questions and really felt like she had our best interest in mind.
    Reply from Tracy Geer
    May 31st, 2025 02:16 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • Encompass
    A
    Aiden K
    FLORISSANT, MO
    Posted on May 26th, 2025 02:05 PM
    Brad was very patient and helpful throughout the whole process
    Reply from Brad Fink
    May 31st, 2025 02:11 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
  • for
    First State Bank of St. Charles
    google
    V
    Valerie M
    Posted on May 26th, 2025 12:00 AM
    First State Bank of St. Charles has received a review with 5 star rating from Valerie M
    Reply from Owner
    October 3rd, 2025 12:00 AM
    We appreciate the five stars!
  • for
    Chesterfield
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    A
    Aiden K
    Posted on May 26th, 2025 12:00 AM
    Chesterfield has received a review with 5 star rating from Aiden K
    Reply from Owner
    July 4th, 2025 12:00 AM
    Thank you for reviewing us, Aiden!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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