
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I didn't make the process the smoothest and they handled it anyhow !
Reply from Melissa Maxwell
May 27th, 2025 03:25 PM
Lol.....but we made it to the closing table!!! Thank you for the opportunity to help you!!
Was the easiest process I have ever had in purchasing a home. Was very clear on what was needed from me and had great communication on rates.
Reply from Phil Scaglia
June 1st, 2025 12:55 AM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Phil was always reachable and consistent in his support and assurance during our experience purchasing our first-home. Documents were sent timely and all our our instructions were clear. Would definitely recommend Phil and First State Bank...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the kind words, Mollie! We’re so happy your experience with First State Bank Mortgage went so smoothly.
Mindy was great to work with and very knowledgeable
Reply from Mindy Primm
May 29th, 2025 06:18 PM
Thank you so much for the kind words Don! It was a pleasure working with you.
Not traveling to close and then not closing! Had several closing dates . And, bank contacted our insurance company directly to ask that our insurance be increased thankfully the insurance company contacted us to discuss .
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Reply from Bill Beezley
May 31st, 2025 08:48 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
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Reply from Don MacPherson
May 31st, 2025 02:21 PM
I really appreciate the feedback and look forward to working with you again.
Clear and quick communication. Willing to answer any and all questions and really felt like she had our best interest in mind.
Reply from Tracy Geer
May 31st, 2025 02:16 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Brad was very patient and helpful throughout the whole process
Reply from Brad Fink
May 31st, 2025 02:11 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
First State Bank of St. Charles has received a review with 5 star rating from Valerie M
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars!
Chesterfield has received a review with 5 star rating from Aiden K
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for reviewing us, Aiden!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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