
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
ron was great to work with and made the process very easy for us!
Reply from Ron Ruzicka
May 30th, 2025 08:34 PM
Kathryn,
Thanks for the nice review. Please contact me anytime!
Working with you and your team was a pleasure from start to finish.
Reply from Michelle Leesmann
June 4th, 2025 03:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil was knowledgeable, informative, and candid throughtour the entire process.
Reply from Phil Scaglia
June 4th, 2025 03:38 PM
Thanks for the great feedback. I hope you enjoy your new home!
We appreciated the timely communication and expertise of the team--we had no doubt we were in good hands. Thank you!
Reply from Scott and Traci Turner
May 30th, 2025 03:27 PM
Thank you and congratulations on your new home!
Todd was absolutely amazing! Great to work with. So efficient. Communication was excellent. Best experience ever getting a home loan. Thank you so much!
Reply from Todd Hedger
May 30th, 2025 02:53 PM
I'm thrilled to hear that you had such a positive experience with your home loan process. It was a pleasure working with you, and I appreciate your kind words about my efficiency and communication. Thank you for choosing First State Bank Mortgage!...
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Matt is a very patience and calm person who has a lot of information to share . He have always been supportive throughout the process and I would recommend to him to everyone . Great work and keep up the honesty Matt !
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Reply from Matt & Betsy Maassen
June 4th, 2025 01:16 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
The whole process of buying my house was smooth and pleasant!!!
Reply from Steve Carrico
June 4th, 2025 12:54 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
First State Bank of St. Charles has received a review with 5 star rating from Rajarshi C
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for giving us a five-star rating, Rajarshi!
Todd and Roni were awesome. Very efficient and communication was excellent. Best experience ever buying a home.
Reply from Owner
October 5th, 2025 12:00 AM
Wow! We are glad to hear that this was your best home buying experience! We appreciate your business, Dena!
Jim Yarrington has received a review with 5 star rating from Julian B
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five-star rating, Julian!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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