First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy Geer
Reply from Tracy Geer
October 30th, 2025 03:45 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Phil and his team are always on the ball!
Reply from Phil Scaglia
October 30th, 2025 03:37 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Very easy to work with! Great communication throughout the whole process! Quick and easy!
Reply from Scott and Traci Turner
October 25th, 2025 05:01 PM
Thank you!!
The meeting went very smoothly. Annette was very knowladble and informativ.
Reply from Annette Bealmear
October 30th, 2025 02:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
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Phil made the loan happen for our family with a complex application process.
Reply from Phil Scaglia
October 30th, 2025 02:07 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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First State Bank of St. Charles
Robert Hill helped me with a refi on a rental house and he did a fabulous job. His knowledge and customer service is at the top!
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Paul! We’re glad to hear Robert provided such great service and expertise during your refinance. We appreciate your kind words and trust in us!
They have been great to work with.
Reply from Scott and Traci Turner
October 24th, 2025 09:28 PM
Thank you!!
Ease of the entire process
Reply from Don MacPherson
October 29th, 2025 05:44 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
The only thing I didn't like were all the automated messages. These arrived when I was unable to committ time to logging in, and completing the mortagage documentation. At one point these started to feel less irritating and closer to harassment....
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Reply from Terry & Peter O'Neill
October 29th, 2025 03:29 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Process was great! Matt is extremely helpful.
Reply from Matt & Betsy Maassen
October 29th, 2025 02:35 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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