
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy is great! She got back to my inquiry right away and walked me through the whole process. Being my first time, I didn't even know where to start to get pre-approved. She was patient with me, walked me through everything and explained everything...
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Reply from Tracy Geer
November 3rd, 2025 09:45 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Jim Yarrington has received a review with 5 star rating from Stephanie
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you for the 5-star rating, Stephanie!
Todd, was great at communicating and made the process super easy!
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Shara! We're glad Todd made the process easy and kept you informed every step of the way
Tracy is great! She got back to my inquiry right away and walked me through the whole process. Being my first time, I didn't even know where to start to get pre-approved. She was patient with me, walked me through everything and explained everything...
read more
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Sarah! We're so glad Tracy made your first experience smooth and stress-free. We appreciate your kind words and recommendation!
Ashley was a pleasure to work with and was always super patient and friendly. Her demeanor and expertise made this process so easy.
Reply from Ashley Jones
October 31st, 2025 07:34 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Excellent service and communication
Reply from Phil Scaglia
October 31st, 2025 01:40 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Scott and Traci were accessible anytime I needed them and were so pleasant and positive throughout the process .
Reply from Scott and Traci Turner
October 26th, 2025 01:43 PM
thank you! so nice working with you!
Gladstone has received a review with 5 star rating from Tim Y
Reply from Owner
November 2nd, 2025 12:00 AM
Thank you, Tim! We appreciate your 5-star review and your support!
Awesome experience.
Reply from Owner
October 3rd, 2023 12:00 AM
Rajiv, thank you for giving us a five-star review!
Robert and his team were great to work with, quick and efficient.
Reply from Robert Hill
October 30th, 2025 05:36 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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