Annette Bealmear
Senior Loan Officer | NMLS #468532
Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effec... Show More
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Annette was fanastic to work with! The closing process was stressful due to delays from construction and subpar communication from the builder on a custom home. Annette worked with the realtor and builder to ensure a smooth closing. She kept...
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Reply from Annette Bealmear
August 10th, 2026 01:26 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Annette was awesome to work with!
Reply from Annette Bealmear
July 13th, 2026 04:42 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Thank you for being so communicative and helpful throughout the process!
Reply from Annette Bealmear
July 13th, 2026 04:39 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Very efficient. Closed in two weeks tone.
Reply from Annette Bealmear
April 13th, 2026 07:53 PM
I am grateful that you took the time out to leave us a response. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
The help that Annette provided with my refinance was prompt and very useful.
Reply from Annette Bealmear
February 25th, 2026 03:33 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
The communication and the ability to answer any and all questions we had throughout the whole process. Absolutly made this experience and process as less stressful as they could and we are grateful for it. Thank you
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Reply from Annette Bealmear
December 29th, 2025 03:39 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Annette is incredible! She had the communication and she was very friendly and great to work with overall. I will highly recommend Annette to everyone.
Reply from Annette Bealmear
December 29th, 2025 08:03 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great communication!
Reply from Annette Bealmear
November 4th, 2025 02:56 PM
Thank you for the positive review. If you need anything, please give me a call.
The meeting went very smoothly. Annette was very knowladble and informativ.
Reply from Annette Bealmear
October 30th, 2025 02:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Great, fast communication!
Reply from Annette Bealmear
October 27th, 2025 03:23 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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About
Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effective front-end communication is key, she makes herself available during evenings and weekends to support clients. Annette’s goal is to make homebuying enjoyable and stress-free while guiding clients toward their dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 468532
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org