
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Brad was great to work with
Reply from Brad Fink
October 29th, 2025 02:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Being able to contact mindy at all hours of the day to ask questions
Reply from Mindy Primm
October 23rd, 2025 03:08 PM
It was a pleasure working with you on the purchase of your new home. Best wishes for many years of happiness there!
Peter & Terry took great care of us. They understood our goal to refinance quickly after our move two years ago and gave us great advice and guidance on when to move forward.
Reply from Terry & Peter O'Neill
October 28th, 2025 02:08 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
fantastic person
Reply from Jeff Krueger
October 23rd, 2025 02:04 PM
Thank you Clay as i think you and Cheri are pretty incredible yourselves. Thank you again for your trust in me. Jeff
Got to close with minimal slow downs.
Reply from Gerry Phillips
October 22nd, 2025 09:14 PM
Thanks, Ruth... you & Mike are exceptional!! Hope I get invited to your house-warming! 😁
Kelly brought a personal touch to this complex and overwhelming process in buying a home! She explained everything to my wife and I in a way we easily understood and appreciated. Her reminders and the website made it easy to follow along in...
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Reply from Kelly Whitwood
October 22nd, 2025 06:41 PM
Thank you very much Ryan for your kind words. It was a pleasure to work with you and Masha on your new home! And what a beautiful home it is!
Hope you are blessed with many wonderful gatherings.
can always depend on Matt and his team to provide excellent communication and service. Thankfully, we didn't encounter any issues, but Matt was there to answer all of our little questions along the way.
Reply from Matt & Betsy Maassen
October 27th, 2025 06:30 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jeff is very easy to work with and he knows his job well
Reply from Jeff Krueger
October 22nd, 2025 03:04 PM
I'm glad to hear you found it easy to work with me, Mark. It's important to me that I provide knowledgeable and hassle-free service. If there's anything more I can assist you with, just let me know. Thank you for your kind words. Jeff
This is our second loan wirh Russ and would be our first call again Always on top of emails and excellent with his guidance in the loan process . Appreciate the help, Russ!!
Reply from Russ Bray
October 22nd, 2025 01:23 AM
Thanks Brian! I’ll continue sending preapprovals to Christine until we get you a few more vacation homes😂😂. Enjoy your new home out there and Congrats!!
Scottsdale has received a review with 5 star rating from Mark D
Reply from Owner
December 2nd, 2025 12:00 AM
Mark, we appreciate your support—thanks for the 5 stars!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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