First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Knowledge and service were spectacular!
Reply from Todd Hedger
November 17th, 2025 01:58 PM
Your kind words are much appreciated, Matthew. I'm really glad to hear that you were satisfied with the knowledge and service provided. If there's anything else I can do for you, please don't hesitate to let me know.
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St. Charles
The bank would break a $20 into $1 bills for a kids craft fair. They said I had to have an account there just to break a $20.
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Brad did a great job and was always on top of every step of the process. This was the easiest loan process we have ever gone through.
Reply from Brad Fink
November 20th, 2025 02:25 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Phil made the entire process seamless. He's a true professional.
Reply from Phil Scaglia
November 19th, 2025 10:00 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Michelle Leesmann
Michelle made the home buying experience so easy. She was always there to answer questions and point us in the right direction. The best part is she closed on our house in 9 days. I highly recommend Michelle when it comes to mortgages. Michelle...
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Reply from Michelle Leesmann
November 19th, 2025 09:32 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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Michelle Leesmann
This was the second loan Michelle did for us and she was awsome to work with again.
Reply from Michelle Leesmann
November 19th, 2025 08:03 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
We have gone through a handful of refinances and home purchases and have never received the services provided by Chris. Not only did he explain every step of the process and every document that we were required to sign, he gave us advice on...
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Reply from Chris Laughlin
November 14th, 2025 08:21 PM
Mike: Thank you for allowing me to take care of the mortgage for you. You were a pleasure to work with.
Chris hung in there with us, providing excellent counsel and patience, while fate evidently decided that we needed an adventure on both the original loan and the refinancing
Reply from Chris Laughlin
November 14th, 2025 04:12 PM
Mike: I wish I could say it was 'fun' working on the loan with you, but you and I both know it was more challenge than fun (for both of us). Although your situation was one of the most unique and difficult ones I've ever run into (and required...
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My first interaction with Phil was a cold call with an urgent request for a pre-approval letter. He responded immediately and provided exceptional service to meet our needs. Throughout the process, his communication was clear, timely, and consistently...
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Reply from Phil Scaglia
November 19th, 2025 03:17 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Easy to talk to , fast and easy process throughout
Reply from Don MacPherson
November 19th, 2025 05:23 PM
I really appreciate the feedback and look forward to working with you again.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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