First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris has been great through this whole process . My wife and I have been looking for a house for the last 5 years. Chris has been assisting us for the last couple and he was the only one that was willing to work and help us. He has always...
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Reply from Chris Lee
November 19th, 2025 12:13 AM
Thanks for the kind words Dan! t was great working with you and Chelsea as well! I am so happy that your dream finally came true and hope you guys have a good Thanksgiving and a Merry Christmas!
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Martin and team were very helpful, informative and communicative throughout the home purchasing process. We couldn't of done it without them!
Reply from Martin Still
November 17th, 2025 06:34 PM
I'm pleased to hear that you felt well-supported during the home purchasing process. Thank you for your comments and appreciate the opportunity to assist. Thank you for choosing First State Bank of St. Charles for this important milestone.
Gerry was very thorough and communitive with every step of this process. I could call him day or night and get answers to all my questions and concerns. if any one needs anything loan related I'm definitely recommending Gerry and his team.
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Reply from Gerry Phillips
November 17th, 2025 07:45 PM
Thank you SO much for the very kind message.You 2 didn't even seem like you were first time homebuyers. You were all over everything and the largest part as to how we got this "not completely simple deal" to the table. YOU guys were perfect....
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Low stress Very quick and easy process
Reply from Phil Scaglia
November 24th, 2025 03:16 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Todd was super kind and easy to work with. He lent his expertise to help my family out!
Reply from Todd Hedger
November 17th, 2025 01:58 PM
It's great to hear that you found working with me to be a pleasant experience. I'm glad I could offer my expertise to assist your family. If you need further assistance or have any questions, I'm here to help.
Jim Yarrington has received a review with 5 star rating from Jessica
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you so much for the 5 stars, Jessica! We really appreciate your support.
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Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Riley W
Reply from Owner
December 2nd, 2025 12:00 AM
Riley, we appreciate your support, thanks for the 5 stars!
Tracy Geer was an excellent resource and partner in refinancing our mortgage. If you want it done right; she’s the best.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Jimmy! We’re so glad to hear Tracy provided such an excellent refinancing experience. We truly appreciate your trust in us and your kind words!
Always returned phone calls promptly and answered all of our question!
Reply from Scott and Traci Turner
November 21st, 2025 02:47 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Jeff was very knowledgeable and responsive . Above all it's clear he cares about his clients absolutely will refer him
Reply from Jeff Krueger
November 20th, 2025 04:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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