First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jim's team was great to work with and the process was a painless as possible when purchasing a new home. Recommend Jim and his team without hesitation.
Reply from Owner
November 16th, 2025 09:47 PM
Marci, thank you. It was fun to work with you on your home purchase. And, what a beautiful home it is!
Y
The overall process was fast and each step was explained and the easy to perform. Great team ... great effort to have a happy and successful completion.
Reply from Jim Yarrington
November 19th, 2025 03:02 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
They helped us through a tricky loan to a very successful end. Can’t say enough good things about Chris and Karen.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Michael, for sharing your review. We enjoy hearing what our customers have to say and we are glad Chris and Karen could assist you!
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Tracy was so helpful and mindful during the entire process and kept our objectives at the forefront of her efforts. Highly recommend working with her.
Reply from Tracy Geer
November 19th, 2025 08:25 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Phil is always wonderful to work . Very knowledgeable and answered any and all questions I had! Def recommend!
Reply from Phil Scaglia
November 18th, 2025 03:34 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
for
Quick response and very knowledgeable
Reply from Shad Lager
November 18th, 2025 03:18 PM
Thanks for the great feedback. I hope you enjoy your new home!
Jim Yarrington has received a review with 5 star rating from Matt L
Reply from Owner
December 3rd, 2025 12:00 AM
Thanks for the 5 stars, Matt! We appreciate your trust in us.
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Chesterfield
Melissa is great to work with. We have closed with her now 4 times I think and she is very knowledgeable and professional. We consider a friend. Great company to work with.
Reply from Owner
December 7th, 2025 12:00 AM
Thank you, Kevin! We truly appreciate your continued trust and kind words. We’re so glad to hear you’ve had such great experiences working with Melissa. We are thrilled to know she’s made such a positive impact.
Terry was great, as usual. This is our third time working with First State Bank, Terry & his team. He is so patient with us and makes it all easy!
Reply from Terry & Peter O'Neill
November 17th, 2025 04:44 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Scott was awesome! I asked so many questions, but he was very patient and informative. I really felt like he was going above and beyond for me. Thank you!!
Reply from Scott and Traci Turner
November 12th, 2025 04:25 PM
Thanks Matt!! So nice to work with you.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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