First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Good interaction and we feel very prepared for our new
Reply from Phil Scaglia
November 25th, 2025 03:07 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
The miles between us did not stop Gerry and Toni keeping us informed throughout the loan process. They were avaliable anytime to answer my questions. They were a joy to work with! Thank you - Margaret
Reply from Gerry Phillips
November 21st, 2025 12:49 PM
Thanks, Margaret! Such kind words. We appreciate you and Michael. Closing was so much fun... LOVE your guys' sense of humors!
Jim Yarrington has received a review with 5 star rating from Phil H
Reply from Owner
December 3rd, 2025 12:00 AM
Phil, we’re so grateful for your 5-star rating! Your support means a lot to our team.
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Quick and easy and super convenient!
Reply from Todd Hedger
November 20th, 2025 01:15 PM
It's nice to hear that you found the process quick, easy, and convenient. I'm pleased that everything went smoothly for you. If you ever need assistance in the future, don't hesitate to reach out.
Professional, friendly, and easy to communicate with.
Reply from Gerry Phillips
November 19th, 2025 08:12 PM
Thank you, Angie... you and Dan were a delight to work with. You all made it so easy!
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Michelle Leesmann
Everyone was super friendly, approachable and made the process easier to navigate. Any questions or concerns that I had was answered quickly and I felt informed on what was happening!
Reply from Michelle Leesmann
November 24th, 2025 04:44 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Very nice and great to work with! Easy process and very informative
Reply from Matt & Betsy Maassen
November 24th, 2025 03:49 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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Great communication and walked me through every step.
Reply from Brad Fink
November 24th, 2025 07:26 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Stephanie Z
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you for the 5-star review, Stephanie! We truly appreciate you taking the time to support us and are glad you had a positive experience.
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Lake of the Ozarks
Awesome to work with!
Reply from Owner
December 2nd, 2025 12:00 AM
Thank you so much for the 5-star review and kind words! We’re happy to hear you had such a great experience with our team. Providing a smooth and positive experience is always our goal.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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