
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jim Yarrington has received a review with 5 star rating from Emily H
Reply from Owner
December 3rd, 2025 12:00 AM
Emily, thank you for the 5-star review! We truly appreciate your support and are glad you had a great experience with First State Bank Mortgage.
First State Bank of St. Charles has received a review with 5 star rating from Jane
Reply from Owner
December 3rd, 2025 12:00 AM
Your support means everything—thanks for the 5 stars!
Chris Laughlin was wonderful. He made sure that I always knew what was happening, and I knew what to expect next. Who knew that borrowing money for a new house could be this nice? Thank you Chris and First State Bank.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Kelly! We’re so glad to hear Chris made the process clear and comfortable for you. It’s great to know your homebuying experience was such a positive one.
Nathan helped us dilagently with some of the difficulties that we ran into during our refinancing. He is great to work with and very knowledgeable.
Reply from Nathan Grojean
November 26th, 2025 05:42 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Terry & his entire team are such great professionals to work with. From the introductory call to the closing... everything was timely, thorough and they beat the competition. The process was so easy. I would happily refer all my friends and...
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Reply from Terry & Peter O'Neill
November 26th, 2025 03:45 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Helpful, kind, responsive
Reply from Russ Bray
November 21st, 2025 03:49 PM
Thank you Arlene! It was good working with you and Ian again! A lot of exciting things are happening for you both and wish you both the very best! Congrats!
team is amazing as are you. This is my third or fourth transaction with you very pleased you're the master at your work.
Reply from Brad Fink
November 26th, 2025 03:12 PM
I really appreciate the feedback and look forward to working with you again.
Melissa went above and beyond for my heloc.
Reply from Melissa Maxwell
November 26th, 2025 03:20 AM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Steve and his team helped us with everything for our first home low pruchases. Would refer him to anyone
Reply from Steve Carrico
November 26th, 2025 04:05 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Was very responsive and very friendly to work with.
Reply from Terry & Peter O'Neill
November 25th, 2025 03:07 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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