
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Jenny made this process smooth and easy. Even after we had to completely change loan types. No panic from her just action to keep us on track for our closing date.
Reply from Jenny Zillner
February 16th, 2026 06:42 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Phil was very responsive and knowledgeable. We appreciated his guidance throughout this process!
Reply from Phil Scaglia
February 16th, 2026 07:55 PM
Thanks for the great feedback. I hope you enjoy your new home!
Matt was super helpful and had great communication with us throughout the whole process. We would highly recommend him to any friends and family in the future!
Reply from Matt & Betsy Maassen
February 16th, 2026 09:57 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Jim Yarrington has received a review with 5 star rating from MATTHEW B
Reply from Owner
February 28th, 2026 12:00 AM
Matthew, we appreciate your support—thanks for the 5 stars!
UPDATE: Ron helped us with our initial home financing and it was as smooth as could be. Because of that, we reached out to him to help with some refinancing we wanted to do. Ron makes it so easy to both understand as well as get everything...
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Reply from Owner
August 7th, 2024 12:00 AM
We value your business and appreciate your thorough review! Thank you for choosing to work with Ron and our team, we were happy to assist you with your first home purchase. Congratulations!
Jim Yarrington has received a review with 5 star rating from Chance H
Reply from Owner
February 28th, 2026 12:00 AM
Thanks for the 5 stars, Chance! We appreciate your trust in us.
Good service in
Reply from Gerry Phillips
February 8th, 2026 08:54 PM
Thank you very much for the kind response on Experience.com, Gina... truly appreciate it!!
Matt was personable and available. Loved working with him!
Reply from Matt & Betsy Maassen
February 13th, 2026 03:30 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Chris did a great job
Reply from Chris Laughlin
February 9th, 2026 03:45 PM
Hope you enjoy your new home Matt. Thank you for allowing us to take care of the mortgage for you.
Very friendly and helpful through the whole process. Made it feel so easy!
Reply from Phil Scaglia
February 12th, 2026 06:13 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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