First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Michelle Leesmann
Easiest process I can imagine. Michelle was there at every turn. A+++ service
Reply from Michelle Leesmann
February 11th, 2026 06:08 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Thank you for always being available to help answer questions and problem solve!
Reply from Scott and Traci Turner
February 11th, 2026 03:07 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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West Clay
I’ve worked with First State Bank Mortgage on multiple occasions, and each time their team has exceeded my expectations. Their professionalism, expertise, and dedication made every step smooth—even when our situation wasn’t ideal. I couldn’t...
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Reply from Owner
March 2nd, 2026 12:00 AM
Traci, thank you so much for your kind words and continued trust in First State Bank Mortgage. We’re honored to work with you and truly appreciate the opportunity to help, especially when situations are complex. Your recommendation means a...
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Chris is always extremely educational and patient with all my questions, I really appreciate it and leave every experience more informed than how I went into it.
Reply from Chris Laughlin
February 5th, 2026 06:11 PM
Collin: Thank you for allowing us to assist you in lowering the interest rate on your loan. Now we'll keep our fingers crossed the rate drops further... since you can refinance again down to a lower rate for free!
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Barry was able to respond to us within the hour! Very pleased to work with him!
Reply from Barry Allen
February 10th, 2026 04:19 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Everyone was so helpful, explained everything and answered questions. made our first home buying experience great!
Reply from Doreen Hansen
February 10th, 2026 04:09 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Todd and the First State Bank Mortgage (FSBM) team were professional and what you would hope for in a mortgage lender. They listened and understood my questions and made the process seamless. Todd locked a great rate and I would recommend FSBM...
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Reply from Todd Hedger
February 6th, 2026 01:56 PM
Thank you for taking the time to share your experience, Joel. I'm glad to hear that you found our approach professional and that we were able to make the process seamless for you. Locking in a great rate is always a priority, and it's rewarding...
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Our refinance was a challenging one with the financial mess my husband and I have gotten ourselves in. Matt didn't back down, instead, he jumped right in and the ball never stopped rolling from there on. He stays on task, very pleasant to work...
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Reply from Matt & Betsy Maassen
February 10th, 2026 07:57 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Barry Allen and his team were pleasant to work with! Their response time was one of the quickest I have ever experienced!
Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Jake! We’re glad to hear Barry and his team provided such a positive experience and quick response time. We appreciate you taking the time to share your feedback.
Chris is great, always very educational and patient!
Reply from Owner
August 29th, 2024 12:00 AM
Thank you for sharing your experience, Collin!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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