
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Don is so great to work with. I told him that he'll be my loan guy forever for a reason. Even when an incredibly tempting offer comes in he pulls out all the stops to match it. I've had a number of issues with other loan officers and mortgage...
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Reply from Don MacPherson
February 16th, 2026 07:46 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Don worked day and night to get us the best option possible. His advice saved us a good deal of money and he was great about explaining the process and costs. He was patient with me as I tried to weigh the options and helped give insight about...
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Reply from Owner
October 2nd, 2025 12:00 AM
Thank you for the great review, Andrew! We're glad Don could help you find the best option and make the process clear and comfortable. We appreciate your trust and are here if you need anything in the future!
Phil has been our loan officer for many years and for many, many transactions. He's efficient, accurate and speaks plainly on what needs to be done to make any 'deal' work. You could not possibly find a more professional and pleasant person...
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Reply from Phil Scaglia
February 16th, 2026 06:21 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
We were well-guided and educated about market insights. We were also made aware of the most feasible options available to us. Chris was exceptionally helpful and patient in addressing our concerns. They made all the necessary arrangements to...
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Reply from Chris Lee
February 13th, 2026 07:25 PM
Thanks for the kinds words Sue! You and Calvin are always a pleasure to work with!
Todd answered all our questions and was available and just wonderful to work with.
Reply from Todd Hedger
February 10th, 2026 06:47 PM
It's great to hear that I could assist in answering all your questions and be available when needed. Your kind words about the experience mean a lot, and I'm glad working together was such a positive experience for you. Please don't hesitate...
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Ask for Phil Scaglia. An amazing professional who delivers with an expertise and level of service that's hard to find these days. Highly recommended.
Reply from Owner
August 29th, 2022 12:00 AM
Sean, thank you for your positive feedback! We are happy you chose First State Bank Mortgage for your home lending needs. Please let us know if we can be of service in the future.
Chesterfield has received a review with 5 star rating from Sujatha K
Reply from Owner
March 4th, 2026 12:00 AM
Sujatha, we’re grateful for your 5-star rating! Thanks for choosing us.
Don was easy to communicate with and very easy to reach. He helped us through our refi process entirely and was a pleasure to work with.
Reply from Don MacPherson
February 16th, 2026 06:35 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
Martin is the best.
Reply from Martin Still
February 9th, 2026 05:21 PM
Thank you, Dave!
Ron helped us with our initial home financing and it was as smooth as could be. Because of that, we reached out to him to help with some refinancing we wanted to do. Ron makes it so easy to both understand as well as get everything finished...
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Reply from Ron Ruzicka
February 16th, 2026 04:42 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
1111–1120 of 12231
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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