First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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hfehS was always available
Reply from Kim Schultz
March 12th, 2026 06:57 PM
It was great getting to work with you again! Also enjoying getting to finally meet you at the closing! Thanks again for all your help pulling everything together!
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Kim made the mortgage process incredibly smooth. She helped us find the best rate, guided us through a complicated market, answered all our questions clearly, and stayed proactive and easy to reach throughout. Her support and availability made...
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Reply from Kim Schultz
March 12th, 2026 06:31 PM
Thank you so much for allowing me to assist! Wishing you all great things in your beautiful new home!
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Robert has always been terrific. Kept us updated every step of the way. He made the whole process a breeze.
Reply from Robert Hill
March 17th, 2026 03:47 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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West Clay
Robert has always been terrific. Kept us updated every step of the way. He made the whole process a breeze.
Reply from Owner
April 2nd, 2026 12:00 AM
Thank you for the kind words, Jeromy! We’re glad to hear that Robert Hill kept you informed and made the process smooth from start to finish. We appreciate the opportunity to assist you and hope you enjoy your new home!
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Tracy was absolutely amazing throughout the entire process. She was available to answer my questions at any hour I called and made the home approval process seamless.I will certainly refer Tracy to any family members or friends in the future....
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Reply from Tracy Geer
March 16th, 2026 08:38 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy was absolutely amazing throughout the entire process. She was available to answer my questions at any hour I called and made the home approval process seamless.I will certainly refer Tracy to any family members or friends in the future!...
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Reply from Owner
March 29th, 2026 12:00 AM
Thank you for the wonderful review, Samantha! We’re so glad Tracy was able to make the process smooth and be there whenever you needed her. We truly appreciate your referrals and the opportunity to help with your home financing!
Although it seemed like an extreme amount of information that was needed, in the end it all worked out so we could get the loan.
Reply from Matt & Betsy Maassen
March 16th, 2026 07:56 PM
Thanks for the great feedback. I hope you enjoy your new home!
She is very responsive to inquiries and provides clear answers in very timely manners. This practice is very helpful for those of us attempting to understand complex interactions revolving around mortgages and odd situations we may have. She...
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Reply from Jenny Zillner
March 16th, 2026 01:24 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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There were a fair number of moving pieces and it was handled well.
Reply from Phil Scaglia
March 16th, 2026 05:48 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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Jeff was easy to communicate with, responsive and walked us through every step right up till closing. He was able to help us with a quick turnaround time for the pre approval and ensured we had everything we needed.
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Reply from Jeff Krueger
March 10th, 2026 10:25 PM
I'm glad to hear that you found the communication and responsiveness helpful throughout the process, Ryan. It's important to me to ensure everything goes smoothly right up until closing, and I'm pleased that you experienced a quick turnaround...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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