First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Aweso,e as always. We are repeat customers
Reply from Chris Stecher
March 16th, 2026 05:32 PM
I really appreciate the feedback and am looking forward to working with you again.
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Scottsdale
Jeff was easy to communicate with, responsive and walked us through every step right up till closing. He was able to help us with a quick turnaround time for the pre approval and ensured we had everything we needed.
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Reply from Owner
April 2nd, 2026 12:00 AM
Thank you, Ryan! We’re so glad to hear that Jeff was responsive and able to guide you through each step of the process. Providing clear communication and a smooth, timely pre-approval is always our goal. We appreciate you trusting Jeff and...
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Very helpful in wrangling a VA loan.
Reply from Owner
March 29th, 2026 12:00 AM
Thank you, Stefanie! We’re glad we could help make the VA loan process smooth for you. We appreciate your kind words and the opportunity to assist you!
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Progress was easy to follow and kept updated through the whole process
Reply from Barry Allen
March 9th, 2026 08:25 PM
Thank you so much for your review! I’m glad to hear the process was easy to follow and that you felt well‑updated throughout your home purchase. It was a pleasure working with you, and I’m grateful for the opportunity to help you with your...
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Very communicativ, eased my home buying anxiety thru the whole proces, would definitely recommend!
Reply from Beau House
March 16th, 2026 03:44 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I love it when life introduces me to good humans! Jim was recommended to me by Brent Sledd, and I am so grateful Jim got to know me and my situation and personalized solutions based on my needs. He was responsive and always made sure I had...
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Reply from Jim Yarrington
March 16th, 2026 04:49 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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Phil answered all my questions promptly and made me feel confident in the mortgage process!
Reply from Phil Scaglia
March 16th, 2026 04:01 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Phil is always on top of things and helped me evaluate my options, every step of the way.
Reply from Phil Scaglia
March 16th, 2026 06:54 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Doreen and her staff make the process of refinancing so efficient and seamless. I would use them again.
Reply from Doreen Hansen
March 16th, 2026 06:05 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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Barry was extremely responsive and helpful to getting all needed documents completed on time
Reply from Barry Allen
March 9th, 2026 04:22 PM
Thank you so much for taking the time to leave such a thoughtful review. I truly appreciate your kind words. It was a pleasure working with you, and I’m glad to hear that my responsiveness and support helped make the process smooth for you....
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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