
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Scottsdale has received a review with 5 star rating from Scott C
Reply from Owner
April 2nd, 2026 12:00 AM
Thank you for the 5-star review, Scott! We truly appreciate your support and are glad you had a great experience with our team. Please don’t hesitate to reach out if we can help with anything in the future.
Steve made it so easy!
Reply from Steve Carrico
March 20th, 2026 08:38 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Don is always there and explains everything very well
Reply from Don MacPherson
March 19th, 2026 03:30 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil worked hard to get us a lower rate
Reply from Phil Scaglia
March 18th, 2026 08:42 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Everyone was great from start to finish. Thank you all.
Reply from Tracy Geer
March 18th, 2026 02:10 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jim is meticulous from start to finish, ensuring every step of the process is as easy and efficient as possible. Whenever documents were needed, he communicated clearly and promptly to keep everything moving forward. He guided us through the...
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Reply from Jim Yarrington
March 18th, 2026 04:30 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Jim Yarrington has received a review with 5 star rating from Sara M
Reply from Owner
March 29th, 2026 12:00 AM
Thank you for the 5-star rating, Sara! We appreciate your support and are grateful you chose First State Bank.
Jim Yarrington has received a review with 5 star rating from Logan A
Reply from Owner
March 29th, 2026 12:00 AM
Thank you for the 5-star review, Logan! We truly appreciate your support and look forward to continuing to serve your banking needs.
Lee's Summit has received a review with 5 star rating from JESUS L
Reply from Owner
April 2nd, 2026 12:00 AM
Thank you for the 5-star rating, Jesus! We appreciate you taking the time to share your feedback and are glad you had a great experience with First State Bank.
Shad was more than wonderful until the end. I planned on sending the entire amount of the down payment on the day of signing but Chase has a limited to wire over internet and I needed to be in person. The notary and I were in my clinic's conference...
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Reply from Shad Lager
March 13th, 2026 06:09 PM
Christine, I’m sorry to hear that your closing experience left you feeling frustrated. That certainly was not my intention. Throughout the process my goal was to provide clear guidance and help keep everything on track for a successful closing....
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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