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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Martin Still
    Encompass
    M
    Michelle L P
    KANSAS CITY, MO
    Posted on September 3rd, 2026 12:30 PM
    Open and constant communication. Application and process for aubmitting documentation was very easy. Overall it was an easy and streamlined process.
    Reply from Martin Still
    September 8th, 2026 08:28 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • for
    Jenny Zillner
    Encompass
    A
    Alicia A
    TONGANOXIE, KS
    Posted on September 3rd, 2026 12:11 PM
    ⭐⭐⭐⭐⭐We had an amazing experience working with Jenny while purchasing our first home! From the very beginning, Jenny made the entire process feel easy and manageable. She was always available to answer our questions, explain things we didn’t...
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    Reply from Jenny Zillner
    September 8th, 2026 06:48 PM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • for
    Nathan Grojean
    Encompass
    J
    Jill K L
    SPRINGFIELD, IL
    Posted on September 3rd, 2026 11:55 AM
    Nathan helped me through every step of this experience. Nathan was always kind and patient.
    Reply from Nathan Grojean
    September 8th, 2026 04:36 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • for
    Don MacPherson
    Encompass
    D
    David L F
    WRIGHT CITY, MO
    Posted on September 2nd, 2026 02:05 PM
    Don was always available when needed. I feel he went above and beyond to help with the process of my home refinance. Very knowledgeable and informative.
    Reply from Don MacPherson
    September 7th, 2026 02:05 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
  • for
    Todd Hedger
    Encompass
    N
    Norma S
    Independence, MO
    Posted on September 2nd, 2026 02:31 AM
    Quick replies ,Great communication
    Reply from Todd Hedger
    September 2nd, 2026 12:51 PM
    Norma, thank you for your great review. Congratulations on your beautiful new home! Let me know if you need anything, here to help!
  • for
    Tracy Geer
    Encompass
    D
    Dawn B
    Overland Park, KS
    Posted on September 2nd, 2026 01:42 AM
    Tracy was wonderful. She responded to all my questions and walked me through all aspects of the loan application and closing. I enjoyed working with her!
    Reply from Tracy Geer
    September 7th, 2026 08:52 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • for
    Doreen Hansen
    Encompass
    Z
    Zachary B
    Mission, KS
    Posted on September 2nd, 2026 12:42 AM
    They communicated everything thoroughly throughout the process making it very quick and simple
    Reply from Doreen Hansen
    September 7th, 2026 03:31 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
  • for
    West Clay
    google
    L
    Logan F
    Posted on September 2nd, 2026 12:00 AM
    Don is very knowledgeable and informative, he was always available when needed. I feel he went above and beyond to help with the process of my home refinance.
    Reply from Owner
    September 18th, 2026 12:00 AM
    Thank you, Logan! We’re thrilled to hear Don was knowledgeable, informative, and always available when you needed him. We appreciate your kind words and are glad he could make your refinance a smooth experience!
  • for
    Todd Hedger
    Encompass
    R
    Ronald B
    Conway, SC
    Posted on September 1st, 2026 07:19 PM
    Answers all questions and concerns promptly, super easy to work with
    Reply from Todd Hedger
    September 2nd, 2026 12:50 PM
    Ron, Thank you for your great review, always a pleasure working with you and your wife. Congratulations on your new home! Stay in touch and let me know if you need anything!
  • for
    Don MacPherson
    Encompass
    B
    Barry L Z
    WENTZVILLE, MO
    Posted on September 1st, 2026 06:28 PM
    knowledgeable in his business just a great all-around person. First time I ever met the man. Tv
    Reply from Don MacPherson
    September 7th, 2026 08:57 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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