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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    Martin Still
    Encompass
    K
    Kathleen M F
    Leawood, KS
    Posted on September 1st, 2026 03:47 PM
    Martin did a great job of answering questions and keeping us informed during the loan approval process.
    Reply from Martin Still
    September 1st, 2026 03:57 PM
    Thank you Kathi! It was a pleasure working with you both and congratulations on your new home!!
  • for
    Phil Scaglia
    Encompass
    S
    Stephen F
    Lake Arrowhead, CA
    Posted on September 1st, 2026 03:30 PM
    Phil is the best! He is very intelligent, responsive, trustworthy and reliable. His colleagues are similarly very responsive and helpful.
    Reply from Phil Scaglia
    September 7th, 2026 05:20 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • for
    Chris Laughlin
    Encompass
    T
    Thiago I
    OVERLAND PARK, KS
    Posted on September 1st, 2026 03:18 PM
    Chris was FANTASTIC! My mortgage was extremely specific, coming from Brazil and with several challenges specially because the documents needed are not always provided in the same format as they are in the US, and Chris made every part of the...
    read more
    Reply from Chris Laughlin
    September 1st, 2026 03:41 PM
    Thiago: Yes, your loan was very complicated; but the challenge is what makes the job fun. Thank you for being cooperative providing the documentation we needed, and providing it thoroughly & quickly! I hope you and Renata enjoy your new home....
    read more
  • for
    Barry Allen
    Encompass
    L
    Lance B
    Raymore, MO
    Posted on September 1st, 2026 02:45 PM
    Ive done several deals with Barry. My kids are now contacting him to get their first home buying experience started.
    Reply from Barry Allen
    September 1st, 2026 03:13 PM
    Thank you so much for your continued trust and support! It has been a pleasure helping you with your home financing needs over the years. One of the greatest compliments I can receive is having clients refer their family members, so I'm truly...
    read more
  • for
    Shad Lager
    Encompass
    F
    Frank L
    Ellisville, MO
    Posted on September 1st, 2026 02:16 PM
    Shad is very knowledgable of the market and conditions, as well as his client's needs. Shad communicates effectively, is a great listener and patiently provides answers to any/all questions.
    Reply from Shad Lager
    September 7th, 2026 04:03 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
  • for
    Jim Yarrington
    google
    S
    Stephen F
    Posted on September 1st, 2026 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Stephen F
    Reply from Owner
    September 18th, 2026 12:00 AM
    Thank you for the five-star rating, Stephen! We truly appreciate your support and choosing First State Bank Mortgage.
  • for
    Jeff Fetterhoff
    Encompass
    M
    Michael B
    Ballwin, MO
    Posted on August 31st, 2026 09:24 PM
    Jeff and Allison were absolutely great to work with throughout the entire process. There were definitely a lot of hoops to jump through and a few hurdles along the way, but they stayed on top of everything and made sure we got it done.The seller...
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    Reply from Jeff Fetterhoff
    September 7th, 2026 05:56 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • for
    Doreen Hansen
    Encompass
    A
    Alexander M H
    OVERLAND PARK, KS
    Posted on August 31st, 2026 02:46 PM
    Great service and quick to answer any questions I had!
    Reply from Doreen Hansen
    September 7th, 2026 01:33 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • for
    Kim Schultz
    Encompass
    A
    Annette K
    Mc Louth, KS
    Posted on August 31st, 2026 02:26 PM
    Kim always goes above and beyond for her clients. She worked tirelessly to get our loan ready to go for closing on time!
    Reply from Kim Schultz
    August 31st, 2026 02:33 PM
    Thanks so much Annette! Always love the opportunity to work with you and Mike! So excited for you both, and so happy everything came together on the purchase of this beautiful piece of land!
  • for
    The O'Neill Team
    Encompass
    T
    Terry T
    Overland Park, KS
    Posted on August 31st, 2026 02:06 PM
    Communication!!!!
    Reply from Terry & Peter O'Neill
    September 7th, 2026 06:25 PM
    Thanks for the great feedback. I hope you enjoy your new home!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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