
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Mindy was absolutely fabulous to work with. She was highly comminucative, patient and most importanly KIND...with strong empathy that most of us go through the home buying process only a few times in our lives. She took a lot of time answering...
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Reply from Owner
October 16th, 2026 12:00 AM
Jenny, thank you for sharing your experience! We’re so glad Mindy provided the communication, guidance, and support you needed throughout the homebuying process. Congratulations on your new home!
Phil is friendly, knowledgeable and a great communicator, the entire process was fast and easy - exceptional service!
Reply from Phil Scaglia
October 15th, 2026 02:52 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Exceptional service, above and beyond!
Reply from Owner
October 16th, 2026 12:00 AM
Thank you for the kind words! We’re proud to provide exceptional service to our customers.
Doreen is a clear , straightforward and intelligent communicator. It makes her so easy to work with, and I will continue working with her for all our future finance needs!
Reply from Doreen Hansen
October 15th, 2026 05:22 PM
Thanks for the great feedback. I hope you enjoy your new home!
Thanks again Brad. Always seamless with you.
Reply from Brad Fink
October 15th, 2026 08:58 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Julie and her team are terrific! We won't be able to buy our currently very lovely house without their help. They are very efficent, kind and professional. Julie respond our message very very fast even in early morning and at night! There is...
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Reply from Julie Sun
October 14th, 2026 03:35 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Scott is very personable - it was a pleasure working with him.
Reply from Scott and Traci Turner
October 14th, 2026 02:26 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Russ was outstanding in guiding us through the 2 loans with the best results . Always had our wellbeing in mind Thank you .
Reply from Russ Bray
October 14th, 2026 02:20 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Chesterfield has received a review with 5 star rating from Shufang L
Reply from Owner
October 16th, 2026 12:00 AM
Thank you for the 5-star rating! We appreciate your support of First State Bank Mortgage.
Great bank for business- Doreen is amazing and will recommend for anyone needing great rates on personal or investment property mortgages!
Reply from Owner
October 16th, 2026 12:00 AM
Thank you for the recommendation! We’re glad Doreen provided such a great experience and appreciate your trust in First State Bank Mortgage.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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