First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I got my initial loan with Todd and then called him again for a refinance. Great guy! Easy to work with, smart and most important, trust worthy. I've referred 4 others and they've all been as happy as I was.
Reply from Todd Hedger
September 8th, 2026 12:26 PM
Hi Clinton, Thank you for the great review! It is always a pleasure working with you and thank you for the referrals. Stay in touch and let me know if you need anything.
As a first time home buyer I had a lot of questions about loans and the proces. Randy and the team were very quick and answered all my questions to help take the stress off buying my first home.
Reply from Randy Robinett
September 11th, 2026 03:13 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Easy to work with, polite and helpful, streamlined and transparent processes.
Reply from Jeff Fetterhoff
September 11th, 2026 07:49 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Jeff Krueger has been a personable and experienced guide through a first mortgage and then refinance of our house In Arizona. we wish every financial transaction we've had was as seamless as these two!
Reply from Jeff Krueger
September 9th, 2026 12:23 AM
Thank you Lee as it was a pleasure working with you both. I need to come up to see that beautiful temperature you keep mentioning to me. Thank you again for your trust in me. Jeff
Thank you so much for your help and support
Reply from Nathan Grojean
September 9th, 2026 03:56 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Robert is the absolute best, most professional, and most knowledgable mortgage consultant/loan officer I have ever worked with! That is why I referred my daughter and her fiancee to him! And it is also why I am using him for a second time....
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Reply from Robert Hill
September 9th, 2026 03:20 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Experience and professionalism , caring and great costumer service,
Reply from Terry & Peter O'Neill
September 8th, 2026 08:18 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Very responsive even after hours, very easy to work with
Reply from Brad Fink
September 8th, 2026 06:13 PM
I really appreciate the feedback and look forward to working with you again.
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Russ
What a smart, informative, knowledgeable and genuinely kind man. He would answer questions before I could ask them. First State is lucky to have him
Reply from Russ Bray
September 8th, 2026 03:54 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Beau communicated well and found me the best interest rate he could
Reply from Beau House
September 8th, 2026 03:21 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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