Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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Zach and his team had great communication and that is big for us!!!!
Reply from Zach Mick
June 4th, 2026 01:14 PM
Zachary, I appreciate your feedback on our communication. It's important to me and my team to ensure you feel informed throughout the process. Thank you for recognizing our efforts!
We appreciate the attention to detail and how quick and efficient everything was done. Thank you so much for everything, we are so excited about our new house!
Reply from Zach Mick
May 26th, 2026 03:42 PM
Thank you so much for the kind words! We truly appreciate the opportunity to help and are so happy everything moved quickly and smoothly for you. Congratulations on your new home - we are excited for you and wish you all the best as you settle...
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Great experience all around.
Reply from Zach Mick
May 26th, 2026 03:40 PM
Steven, I appreciate your feedback and am glad to hear you had a great experience. If there's anything more I can assist with in the future, please let me know.
Almost every day Zach would send any updates to the progress of the completion of me and my spouses loan file. If the underwriter had a question that needed a quick answer he would call. The Lower Mortgage application and documentation records...
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Reply from Zach Mick
May 25th, 2026 04:57 PM
David, I'm grateful for your detailed feedback. It's appreciated to know that the updates and communication, as well as the automated documentation system, were helpful for you and your spouse. I always strive to provide clear guidance and...
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and Mick were exceptional when working with them to obtain our mortgage. I can't say enough good things about them courteous friendly just excellent to deal with. Always on top of things. If you're looking for a mortgage co, you can't do any...
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Reply from Zach Mick
May 22nd, 2026 06:20 PM
Kevin, I appreciate your kind words and am happy to hear about your positive experience working with us for your mortgage. It's great to know that you found our service courteous and friendly. Being on top of things is a priority for me, and...
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Zach was professional and knowledgeable. He was a pleasure to work with.
Reply from Zach Mick
May 4th, 2026 12:31 PM
Thank you for your kind words, Nancy. I'm glad to hear that you found my professionalism and knowledge beneficial during our work together. It was a pleasure to assist you both and congratulations again!
Communication was perfect, everything was done on time!
Reply from Zach Mick
May 4th, 2026 12:31 PM
Thank you, Tammi, for your kind words. I'm happy to know that the communication and timing met your expectations. Happy we were able to achieve a quick and easy closing. Thank you!
Always there for all questions , always keeping us informed of the process. Very please.
Reply from Zach Mick
May 1st, 2026 12:18 PM
I'm happy to hear that you felt supported and informed throughout the process, Sharon. Keeping you updated and addressing your questions is always our top priority. Your satisfaction means a lot, and I'm grateful for your kind words. Congratulations...
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Professional - responsive - subject matter expertise - trustworthy
Reply from Zach Mick
May 1st, 2026 11:57 AM
John, I appreciate your kind words. It's nice to know that you found me professional and responsive, and that my subject matter expertise was helpful. Trust is crucial in what I do, so I'm grateful for your trust in me. Congratulations again!...
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Zach made everything easy. Feedback from him was awesome.
Reply from Zach Mick
April 26th, 2026 07:25 PM
Thank you so much for the kind words! I’m really glad we could make the process easy and keep the communication helpful along the way. You were truly a pleasure to work with, and I really appreciate the opportunity to help. Wishing you all...
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.