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Tracy Chairez - Sr. Loan Officer in Allen, TX

Tracy Chairez

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Sr. Loan Officer

Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
  • Encompass
    A
    Anthony M
    Alvarado, TX
    Posted on June 24th, 2025 07:19 PM
    Thanks for everything
    Reply from Tracy Chairez
    June 27th, 2025 07:20 PM
    I'm glad to hear that you had a positive experience with us. It was a pleasure assisting you, and we appreciate your feedback.
  • Encompass
    E
    Emily T
    Alvarado, TX
    Posted on June 23rd, 2025 12:25 PM
    Better communication from lender to realtor. My client had many questions I could not answer because I was not in the loop.
    Reply from Tracy Chairez
    June 26th, 2025 12:27 PM
    Thank you for sharing your feedback, Emily. I understand the importance of effective communication between all parties involved in the mortgage process. I will work on improving this aspect to ensure that realtors are kept informed and can...
    read more
  • Encompass
    W
    William H H
    Josephine, TX
    Posted on June 14th, 2025 02:10 PM
    It's been 48 years since we purchased our home in Vista Oaks Tracy made the process very easy and she took every one of our questions, dumb or not would recommend her to anyone I knew buying a new home
    Reply from Tracy Chairez
    June 17th, 2025 02:11 PM
    I'm thrilled to hear that your home buying process was smooth and that I could assist with all of your questions. Thank you for your kind words and for recommending me to others. It was a pleasure working with you.
  • Encompass
    G
    Gale D
    Josephine, TX
    Posted on June 14th, 2025 02:33 AM
    Communication skills and very responsiv!
    Reply from Tracy Chairez
    June 17th, 2025 02:35 AM
    I appreciate your kind words, Gale. I'm glad to hear that you were satisfied with the communication and responsiveness during your experience with Highlands Residential Mortgage, Ltd. If you have any further questions or need assistance, please...
    read more
  • Encompass
    R
    Robert C R
    Graford, TX
    Posted on June 8th, 2025 05:41 PM
    Tracy is always on her game, no matter what time of day or week she is a pro! Tracy is always in a great mood and is happy to help you through anything, even if you just need to vent a little.
    Reply from Tracy Chairez
    June 11th, 2025 05:45 PM
    I'm thrilled to hear that you had such a positive experience, Robert. It's important to me to be available and supportive, and I'm glad I could assist you effectively. Thank you for your kind words!
  • Encompass
    T
    Taniche N J
    Denton, TX
    Posted on June 3rd, 2025 01:10 AM
    Tracy took the time to explain any and every detail and answer my questions even when I asked them more than once. I apprecitate all of her hard work in making experience a great one
    Reply from Tracy Chairez
    June 6th, 2025 01:14 AM
    I'm thrilled to hear that you had a great experience and that I could assist you by addressing all your questions. Thank you for your kind words and for appreciating my efforts. It was a pleasure working with you.
  • Encompass
    S
    Sai S K
    Denton, TX
    Posted on June 1st, 2025 01:27 PM
    pleased with the communication and the timely responses.
    Reply from Tracy Chairez
    June 4th, 2025 01:31 PM
    I'm glad to hear that you were pleased with the communication and timely responses. It was a pleasure assisting you, and I appreciate your positive feedback.
  • Encompass
    A
    Aaron R
    Nevada, TX
    Posted on May 24th, 2025 11:53 AM
    Tracy completely understood my intentions and expectations. She was very easy to work with and kept me well informed on the rates, daily. This allowed for the best outcome possible in this very volatile environment.
    Reply from Tracy Chairez
    May 27th, 2025 11:56 AM
    I'm thrilled to hear that I was able to meet your expectations and keep you informed throughout the process. It was a pleasure working with you to achieve the best possible outcome. Thank you for your kind words and the positive feedback!
  • Encompass
    D
    Daniel K M
    Justin, TX
    Posted on May 12th, 2025 12:34 PM
    The assistance and communication was much better than experienced with others. It created a pleasant and smooth experience.
    Reply from Tracy Chairez
    May 15th, 2025 12:41 PM
    I'm thrilled to hear that you found the assistance and communication to be exceptional. It was a pleasure working with you to ensure a pleasant and smooth experience. Thank you for your kind words, Daniel.
  • Encompass
    L
    LaShonda D W
    Fort Worth, TX
    Posted on May 1st, 2025 06:56 PM
    Tracy was great communicating with us throughout the process. The electronic documents options was extremely convenient for our busy schedule. I appreciate her guidance as we worked through the financing and rates.
    Reply from Tracy Chairez
    May 4th, 2025 06:59 PM
    I'm glad to hear that the communication and electronic document options were convenient for you. It was a pleasure guiding you through the financing process at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
  • 81–90 of 109
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 230700
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.