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Tracy Chairez - Sr. Loan Officer in Allen, TX

Tracy Chairez

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Sr. Loan Officer

Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Ahmed H J
    Nevada, TX
    Posted on July 21st, 2025 12:26 PM
    There are not enough positive words in the English language to fully describe the incredible work Tracy has done for us. She has exceeded all expectations! My wife and I have owned three previous homes, and the service provided by Highlands...
    read more
    Reply from Tracy Chairez
    July 24th, 2025 12:28 PM
    Thank you, Ahmed, for such a heartfelt review. It means a lot to know that I was able to exceed your expectations and set a new standard for your experience. I’m truly grateful to have assisted you and your wife, and I'm thrilled to hear that...
    read more
  • Encompass
    J
    Jeffery F J
    Justin, TX
    Posted on July 19th, 2025 04:51 AM
    Very easy to work with. communication was excellent. The e-sign made it all simple and easy
    Reply from Tracy Chairez
    July 22nd, 2025 04:51 AM
    Thank you, Jeffery, for highlighting the experience you had working with me. I'm glad that the communication met your expectations and that the e-sign process offered simplicity and ease for you. Making things as straightforward as possible...
    read more
  • Encompass
    F
    Floyd T B
    Josephine, TX
    Posted on July 16th, 2025 11:04 AM
    Super communication!
    Reply from Tracy Chairez
    July 19th, 2025 11:06 AM
    I appreciate your comment on the communication, Floyd. Staying connected and ensuring you're informed throughout the process is something I prioritize. If there's anything further you need or if you have more questions, feel free to reach out....
    read more
  • Encompass
    S
    Sherry P
    Josephine, TX
    Posted on July 5th, 2025 10:32 PM
    She was always available to speak with you.
    Reply from Tracy Chairez
    July 8th, 2025 10:33 PM
    I'm glad to hear that my availability made a positive impact on your experience. Being there for you is important to me, and I'm pleased I could support you effectively throughout the process. If there's anything more I can do for you, please...
    read more
  • Encompass
    M
    Megan E D
    Denton, TX
    Posted on July 5th, 2025 04:38 PM
    Tracy was quick to answer any questions or concerns we had during the process, and overall made the process extremely easy. We're very grateful we were able to work with her
    Reply from Tracy Chairez
    July 8th, 2025 04:39 PM
    I'm really pleased to hear that I could make the process straightforward for you and quickly address any questions or concerns you had. Your gratitude means a lot to me, and it was truly a pleasure helping you at Highlands Residential Mortgage,...
    read more
  • Encompass
    J
    James P
    Godley, TX
    Posted on July 3rd, 2025 12:50 AM
    Tracy and her team were very professional and helpful in keeping us on a tight deadline to close on our home. We're very thankful for the work they put in.
    Reply from Tracy Chairez
    July 6th, 2025 12:53 AM
    I'm thrilled to hear that you had a positive experience with our team. Keeping to your tight deadline was a priority, and I'm glad we could assist in the process. Thank you for your kind words, and congratulations on your new home!
  • Encompass
    H
    Heather P
    Josephine, TX
    Posted on July 3rd, 2025 12:45 AM
    Easy close
    Reply from Tracy Chairez
    July 6th, 2025 12:46 AM
    I'm glad to hear that the closing process was easy for you. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. If you have any further questions or need assistance, please feel free to reach out.
  • Encompass
    M
    Matthew K D
    Denton, TX
    Posted on June 30th, 2025 04:04 PM
    She answered all of our questions quickly and made the entire process painfree.
    Reply from Tracy Chairez
    July 3rd, 2025 04:04 PM
    I'm thrilled to hear that I could make the process painless for you and quickly address all your questions. Thank you for your kind words and the 5-star rating. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd.
  • Encompass
    G
    Gregorio B C
    Blue Ridge, TX
    Posted on June 29th, 2025 01:13 AM
    We were informed all through the process of our home loan purchase by Tracy and Lauren.
    Reply from Tracy Chairez
    July 2nd, 2025 01:14 AM
    I'm glad to hear that you felt well-informed throughout your home loan process. It was a pleasure working with you alongside Lauren. Thank you for your feedback, and congratulations on your new home purchase!
  • Encompass
    S
    Shumaila R
    Denton, TX
    Posted on June 28th, 2025 06:18 PM
    Great experience!
    Reply from Tracy Chairez
    July 1st, 2025 06:19 PM
    I'm thrilled to hear that you had a great experience, Shumaila. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your feedback!
  • 71–80 of 109
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 230700
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.