

Tracy Chairez
Sr. Loan Officer

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
She was always available to speak with you.
Reply from Tracy Chairez
July 8th, 2025 10:33 PM
I'm glad to hear that my availability made a positive impact on your experience. Being there for you is important to me, and I'm pleased I could support you effectively throughout the process. If there's anything more I can do for you, please...
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Tracy was quick to answer any questions or concerns we had during the process, and overall made the process extremely easy. We're very grateful we were able to work with her
Reply from Tracy Chairez
July 8th, 2025 04:39 PM
I'm really pleased to hear that I could make the process straightforward for you and quickly address any questions or concerns you had. Your gratitude means a lot to me, and it was truly a pleasure helping you at Highlands Residential Mortgage,...
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Tracy and her team were very professional and helpful in keeping us on a tight deadline to close on our home. We're very thankful for the work they put in.
Reply from Tracy Chairez
July 6th, 2025 12:53 AM
I'm thrilled to hear that you had a positive experience with our team. Keeping to your tight deadline was a priority, and I'm glad we could assist in the process. Thank you for your kind words, and congratulations on your new home!
Easy close
Reply from Tracy Chairez
July 6th, 2025 12:46 AM
I'm glad to hear that the closing process was easy for you. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. If you have any further questions or need assistance, please feel free to reach out.
She answered all of our questions quickly and made the entire process painfree.
Reply from Tracy Chairez
July 3rd, 2025 04:04 PM
I'm thrilled to hear that I could make the process painless for you and quickly address all your questions. Thank you for your kind words and the 5-star rating. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd.
We were informed all through the process of our home loan purchase by Tracy and Lauren.
Reply from Tracy Chairez
July 2nd, 2025 01:14 AM
I'm glad to hear that you felt well-informed throughout your home loan process. It was a pleasure working with you alongside Lauren. Thank you for your feedback, and congratulations on your new home purchase!
Great experience!
Reply from Tracy Chairez
July 1st, 2025 06:19 PM
I'm thrilled to hear that you had a great experience, Shumaila. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your feedback!
Thanks for everything
Reply from Tracy Chairez
June 27th, 2025 07:20 PM
I'm glad to hear that you had a positive experience with us. It was a pleasure assisting you, and we appreciate your feedback.
Better communication from lender to realtor. My client had many questions I could not answer because I was not in the loop.
Reply from Tracy Chairez
June 26th, 2025 12:27 PM
Thank you for sharing your feedback, Emily. I understand the importance of effective communication between all parties involved in the mortgage process. I will work on improving this aspect to ensure that realtors are kept informed and can...
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It's been 48 years since we purchased our home in Vista Oaks Tracy made the process very easy and she took every one of our questions, dumb or not would recommend her to anyone I knew buying a new home
Reply from Tracy Chairez
June 17th, 2025 02:11 PM
I'm thrilled to hear that your home buying process was smooth and that I could assist with all of your questions. Thank you for your kind words and for recommending me to others. It was a pleasure working with you.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 230700
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