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Tracy Chairez - Sr. Loan Officer in Allen, TX

Tracy Chairez

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Sr. Loan Officer

Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Sherry P
    Josephine, TX
    Posted on July 5th, 2025 10:32 PM
    She was always available to speak with you.
    Reply from Tracy Chairez
    July 8th, 2025 10:33 PM
    I'm glad to hear that my availability made a positive impact on your experience. Being there for you is important to me, and I'm pleased I could support you effectively throughout the process. If there's anything more I can do for you, please...
    read more
  • Encompass
    M
    Megan E D
    Denton, TX
    Posted on July 5th, 2025 04:38 PM
    Tracy was quick to answer any questions or concerns we had during the process, and overall made the process extremely easy. We're very grateful we were able to work with her
    Reply from Tracy Chairez
    July 8th, 2025 04:39 PM
    I'm really pleased to hear that I could make the process straightforward for you and quickly address any questions or concerns you had. Your gratitude means a lot to me, and it was truly a pleasure helping you at Highlands Residential Mortgage,...
    read more
  • Encompass
    J
    James P
    Godley, TX
    Posted on July 3rd, 2025 12:50 AM
    Tracy and her team were very professional and helpful in keeping us on a tight deadline to close on our home. We're very thankful for the work they put in.
    Reply from Tracy Chairez
    July 6th, 2025 12:53 AM
    I'm thrilled to hear that you had a positive experience with our team. Keeping to your tight deadline was a priority, and I'm glad we could assist in the process. Thank you for your kind words, and congratulations on your new home!
  • Encompass
    H
    Heather P
    Josephine, TX
    Posted on July 3rd, 2025 12:45 AM
    Easy close
    Reply from Tracy Chairez
    July 6th, 2025 12:46 AM
    I'm glad to hear that the closing process was easy for you. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. If you have any further questions or need assistance, please feel free to reach out.
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    M
    Matthew K D
    Denton, TX
    Posted on June 30th, 2025 04:04 PM
    She answered all of our questions quickly and made the entire process painfree.
    Reply from Tracy Chairez
    July 3rd, 2025 04:04 PM
    I'm thrilled to hear that I could make the process painless for you and quickly address all your questions. Thank you for your kind words and the 5-star rating. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd.
  • Encompass
    G
    Gregorio B C
    Blue Ridge, TX
    Posted on June 29th, 2025 01:13 AM
    We were informed all through the process of our home loan purchase by Tracy and Lauren.
    Reply from Tracy Chairez
    July 2nd, 2025 01:14 AM
    I'm glad to hear that you felt well-informed throughout your home loan process. It was a pleasure working with you alongside Lauren. Thank you for your feedback, and congratulations on your new home purchase!
  • Encompass
    S
    Shumaila R
    Denton, TX
    Posted on June 28th, 2025 06:18 PM
    Great experience!
    Reply from Tracy Chairez
    July 1st, 2025 06:19 PM
    I'm thrilled to hear that you had a great experience, Shumaila. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your feedback!
  • Encompass
    A
    Anthony M
    Alvarado, TX
    Posted on June 24th, 2025 07:19 PM
    Thanks for everything
    Reply from Tracy Chairez
    June 27th, 2025 07:20 PM
    I'm glad to hear that you had a positive experience with us. It was a pleasure assisting you, and we appreciate your feedback.
  • Encompass
    E
    Emily T
    Alvarado, TX
    Posted on June 23rd, 2025 12:25 PM
    Better communication from lender to realtor. My client had many questions I could not answer because I was not in the loop.
    Reply from Tracy Chairez
    June 26th, 2025 12:27 PM
    Thank you for sharing your feedback, Emily. I understand the importance of effective communication between all parties involved in the mortgage process. I will work on improving this aspect to ensure that realtors are kept informed and can...
    read more
  • Encompass
    W
    William H H
    Josephine, TX
    Posted on June 14th, 2025 02:10 PM
    It's been 48 years since we purchased our home in Vista Oaks Tracy made the process very easy and she took every one of our questions, dumb or not would recommend her to anyone I knew buying a new home
    Reply from Tracy Chairez
    June 17th, 2025 02:11 PM
    I'm thrilled to hear that your home buying process was smooth and that I could assist with all of your questions. Thank you for your kind words and for recommending me to others. It was a pleasure working with you.
  • 71–80 of 106
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 230700
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.