Tracy Chairez
Sr. Loan Officer
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
I know it wasn't a easy file to work on, however Tracy got it done for our client ! So grateful !
This being our first home we didn't know what to expect . Tracy was patient with us and the million questions we had throughout the proces. She helped us understthe hurdles we needed to take care of in getting our loan approved and guided us...
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Reply from Tracy Chairez
June 5th, 2026 12:53 PM
Casey, I'm grateful to have been a part of your journey to purchasing your first home. It's wonderful to hear that my guidance and patience were helpful throughout the process. Thank you for your kind words and your willingness to recommend...
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Tracy made everything super easy for me to understand as a very first time homebuyer! She was so friendly, prompt, and thorough as well! It was such a smooth process.
Reply from Tracy Chairez
June 4th, 2026 03:02 PM
Corie, I'm glad to hear that I could make the process smooth and easy to understand for you as a first-time homebuyer. Your kind words about my friendliness and promptness mean a lot. If you have any more questions or need further assistance,...
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Tracy took her time to communicate with us yhroughout the Process. She would even respond off business hours to our concerns and questions. She really listened to everything we had to say and was very helpful with her advice.
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Reply from Tracy Chairez
June 4th, 2026 07:24 PM
Jasmine, I'm pleased to know that my communication and responsiveness throughout the process were helpful for you. It's important to me to listen and address any concerns or questions you have. Thank you for sharing your experience, and if...
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Tracy offered her honest opinion on rates and we needed a quick close and she delivered again in 2 weeks. Crazy good service. Would recommend her to all my family & friends
Reply from Tracy Chairez
May 7th, 2026 05:49 PM
Robert, I'm grateful for your kind words about my service. It's appreciated to know that I could assist with a quick close and provide helpful insights on rates. Your recommendation to family and friends is greatly appreciated.
Tracy was amazing and extremely communicative.
Reply from Tracy Chairez
April 30th, 2026 12:50 PM
I'm pleased to hear that you found my communication helpful, Jolie. If there's anything more you need assistance with, please feel free to reach out.
was amazing! Extremely helpful and communicative. I hope everyone in the home buying process gets to go through her. 10/10 experience
Reply from Tracy Chairez
April 30th, 2026 05:53 PM
Christopher, I'm happy to hear that you found my assistance helpful and communicative during your home buying process. Knowing that you had a 10/10 experience means a lot to me. If there's anything more I can do for you, don't hesitate to reach...
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The experience we had was a smooth one.
Reply from Tracy Chairez
April 6th, 2026 03:56 PM
I'm glad to hear that you had a smooth experience, John. If there's anything else I can assist you with in the future, please feel free to reach out.
Tracy answered all.of our questions and even worked late into the evening when she had training.
Reply from Tracy Chairez
March 13th, 2026 01:11 PM
I'm grateful for your kind words, Avis. It was important to me to ensure all your questions were addressed thoroughly, even if it meant working late. If you have any more questions or need assistance in the future, please don't hesitate to...
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Ms. Chairez is extremely intelligent and knowledgeable of the mortgage industry.She's a strategis, people person, understands how to safeguard her clients. I really enjoyed working with her. She is my mortgage person for life.
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Reply from Tracy Chairez
March 11th, 2026 08:38 PM
It's great to know that you found my knowledge and approach beneficial, Patonia. I'm pleased that our work together left such a positive impression. If there's anything more I can assist you with now or in the future, please don't hesitate...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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298
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 230700
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