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Tracy Chairez - Sr. Loan Officer in Allen, TX

Tracy Chairez

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Sr. Loan Officer

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Jason B
    Josephine, TX
    Posted on March 4th, 2025 03:48 PM
    Everything was quick and
    Reply from Tracy Chairez
    March 7th, 2025 03:55 PM
    Thank you so much, Jason, for taking the time to leave a review. I'm thrilled to hear that you found the process quick. It's always my goal to make everything as smooth and efficient as possible. If there's anything more I can do for you or...
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    FNU D
    Pilot Point, TX
    Posted on March 3rd, 2025 04:45 AM
    The experience right from the application initiation through loan disbursement was very smooth and i did not have any unpleasant experiences. The communication was very clear and quick as needed.
    Reply from Tracy Chairez
    March 6th, 2025 04:48 AM
    Thank you so much, FNU, for your kind words and the 5-star rating! I'm thrilled to hear that your experience was smooth from start to finish and that our communication met your expectations. It's always my goal to make the process as seamless...
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    Lauren B
    Royse City, TX
    Posted on March 3rd, 2025 12:08 AM
    Tracy was absolutely amazing from the 1st step all the way down to the last. She was very communicative throughout the entire process. I believe she is the main reason we were given the opportunity to be homeowners! Excellent service!
    read more
    Reply from Tracy Chairez
    March 6th, 2025 12:10 AM
    Thank you so much, Lauren! I'm thrilled to hear about your positive experience and that you felt supported every step of the way. It was truly a pleasure working with you and helping you achieve your dream of homeownership. Your words mean...
    read more
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    Eunice P L
    Joshua, TX
    Posted on February 22nd, 2025 05:59 PM
    Tracy was helpful and made the whole process easy for me. Thank
    Reply from Tracy Chairez
    February 25th, 2025 06:01 PM
    Thank you so much for your kind words, Eunice. I'm thrilled to hear that you found the process easy and that I could help. It was a pleasure working with you, and I'm glad I could be part of your journey with Highlands Residential Mortgage....
    read more
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    Fridah K
    Joshua, TX
    Posted on February 21st, 2025 02:44 PM
    Tracy updated myself and my client on everything which was need and why it was need. She made sure my client's transaction was smooth. Tracy and Lauren communication was on top notch, I highly recommend Tracy.
    Reply from Tracy Chairez
    February 24th, 2025 02:45 PM
    Thank you so much, Fridah, for your kind words. I'm thrilled to hear that you and your client had a smooth experience. Keeping everyone informed and ensuring that everything goes seamlessly is always my top priority. I'm so glad Lauren and...
    read more
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    Kirtpal K
    Fort Worth, TX
    Posted on February 5th, 2025 11:05 AM
    The whole process was incredibly smooth and clear. They are a great team and made things much easier for us.
    Reply from Tracy Chairez
    February 8th, 2025 11:07 AM
    Wow, Kirtpal, a 5-star review! That's fantastic to hear. I'm so glad the process was smooth and clear for you. We really strive for that here at Highlands Residential Mortgage. Making things easier for our clients is our top priority, so it's...
    read more
  • Encompass
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    Royce B
    Greenville, TX
    Posted on February 3rd, 2025 02:19 PM
    Tracy knows the numbers backwards and forwards in this led confidence despite the complexityDigital platform to upload the documents and do DocuSign was modern and intuitive to useAll in all a very simple process but mostly herself and Lauren...
    read more
    Reply from Tracy Chairez
    February 6th, 2025 02:20 PM
    Royce, thank you so much for this wonderful review! It makes me happy to hear that you felt confident in my knowledge of the mortgage process, even with its complexities. We're always striving to make the digital side of things as easy as possible,...
    read more
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    Kevin S
    Fort Worth, TX
    Posted on February 3rd, 2025 12:28 PM
    the speed, perfect communication, very respectful and friendly
    Reply from Tracy Chairez
    February 6th, 2025 12:31 PM
    Wow, Kevin, a 5-star review! That means so much to me. I really appreciate you taking the time to share your experience. I strive to make the mortgage process as smooth and stress-free as possible, so I'm thrilled to hear it was "speedy" with...
    read more
  • Encompass
    S
    Sierra L G
    Pilot Point, TX
    Posted on January 29th, 2025 01:07 PM
    Tracy went above and beyond to help me understand the complicated loan process of being a first time home owner. She also did whatever she could to get me the best rate, and said she would follow up when the market is good to refinancing. Super...
    read more
    Reply from Tracy Chairez
    February 1st, 2025 01:08 PM
    Sierra, your kind words mean the world to me! Helping first-time homebuyers navigate the loan process is something I'm truly passionate about, and I'm thrilled I could make it a smooth experience for you. I'm always happy to go the extra mile...
    read more
  • Encompass
    A
    Abin V
    Denton, TX
    Posted on December 23rd, 2024 11:04 AM
    Thank you for helping us🥰
    Reply from Tracy Chairez
    December 26th, 2024 11:05 AM
    I'm so glad I could assist you, Abin! Your positive feedback means the world to me. It was truly a pleasure helping you navigate through the process at Highlands Residential Mortgage, Ltd. If you ever have more questions in the future, don't...
    read more
  • 91–100 of 106
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 230700
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.