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Tracy Chairez - Sr. Loan Officer in Allen, TX

Tracy Chairez

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Sr. Loan Officer

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
    M
    Michael E
    Fort Worth, TX
    Posted on August 25th, 2025 03:59 PM
    Tracy was very professional and responsive.
    Reply from Tracy Chairez
    August 28th, 2025 04:00 PM
    I appreciate your feedback, Michael. I'm glad to hear that you found my professionalism and responsiveness helpful during the process. If there's anything else I can assist you with in the future, don't hesitate to let me know. Thank you for...
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  • Encompass
    S
    SEKOU S
    Fort Worth, TX
    Posted on August 23rd, 2025 10:21 AM
    #1 Smooth process #1 Stress free#1 Quality of service #1 Team work#1 Sr. Loan Officer Thank you Tracy Chairez for making this happen for my family and I. It has been a long way but now we here. Thank you for been well patient with us.Praise...
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    Reply from Tracy Chairez
    August 26th, 2025 10:22 AM
    Thank you, Sekou, for your heartfelt words. I'm truly glad to have been part of your journey and that I could provide the quality service and teamwork you valued. It's rewarding to hear that the process felt smooth and stress-free for you and...
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  • Encompass
    C
    Chelsea M
    Nevada, TX
    Posted on August 13th, 2025 01:57 PM
    Your clear communication & quick responses helped make us feel very confident in our financing choice. We appreciated how kind & patient you were with us anytime a question arose. We would recommend you over & over.
    Reply from Tracy Chairez
    August 16th, 2025 01:58 PM
    Thank you, Chelsea, for sharing your experience. I'm glad to hear that my communication and responsiveness helped to instill confidence in your financing decision. It was my pleasure to assist with any questions you had and ensure you felt...
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  • Encompass
    V
    Veronica M J
    Nevada, TX
    Posted on August 11th, 2025 06:35 PM
    Tracy is extremely sociable and her unrivaled knowledge of the home loan process was evident from my first interaction with her. She is thorough and detailed oriented, responds promptly to questions, and explains information clearly and concisely....
    read more
    Reply from Tracy Chairez
    August 14th, 2025 06:37 PM
    Thank you, Veronica, for your kind words and recommendation. I'm thrilled to hear that my knowledge and approach made a positive impact on your home loan journey. I'm particularly glad that I could support you through the appraisal challenge...
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  • Encompass
    A
    Alberto M
    Josephine, TX
    Posted on August 3rd, 2025 02:16 PM
    Tracy was extremely helpful throughout the entire process! She was very informative and responsive anytime we had a question. I dont think we could've picked someone better to help us if we tried. If it wasn't for her I don't think we would...
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    Reply from Tracy Chairez
    August 6th, 2025 02:17 PM
    I'm really touched by your thoughtful words, Alberto. Knowing that I could assist and keep you informed during the process is incredibly rewarding. I'm so glad to hear that my efforts had such a positive impact on your experience. Your appreciation...
    read more
  • Encompass
    T
    Tonja W
    Justin, TX
    Posted on July 24th, 2025 03:52 PM
    Tracy was easy to communicate with, and always answered all our questions .
    Reply from Tracy Chairez
    July 27th, 2025 03:53 PM
    I'm glad to hear that communication was smooth and that your questions were thoroughly addressed, Tonja. It's important to me that you felt supported and informed throughout the process. If there's anything else you need or any more questions...
    read more
  • Encompass
    J
    John C W
    Justin, TX
    Posted on July 24th, 2025 03:46 PM
    Thank you!
    Reply from Tracy Chairez
    July 27th, 2025 03:47 PM
    I'm grateful for your simple yet meaningful message, John. Knowing that you're appreciative of the experience means a lot to me. If there's anything else you need or any questions you might have, don't hesitate to reach out. Take care!
  • Encompass
    A
    Ahmed H J
    Nevada, TX
    Posted on July 21st, 2025 12:26 PM
    There are not enough positive words in the English language to fully describe the incredible work Tracy has done for us. She has exceeded all expectations! My wife and I have owned three previous homes, and the service provided by Highlands...
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    Reply from Tracy Chairez
    July 24th, 2025 12:28 PM
    Thank you, Ahmed, for such a heartfelt review. It means a lot to know that I was able to exceed your expectations and set a new standard for your experience. I’m truly grateful to have assisted you and your wife, and I'm thrilled to hear that...
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  • Encompass
    J
    Jeffery F J
    Justin, TX
    Posted on July 19th, 2025 04:51 AM
    Very easy to work with. communication was excellent. The e-sign made it all simple and easy
    Reply from Tracy Chairez
    July 22nd, 2025 04:51 AM
    Thank you, Jeffery, for highlighting the experience you had working with me. I'm glad that the communication met your expectations and that the e-sign process offered simplicity and ease for you. Making things as straightforward as possible...
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  • Encompass
    F
    Floyd T B
    Josephine, TX
    Posted on July 16th, 2025 11:04 AM
    Super communication!
    Reply from Tracy Chairez
    July 19th, 2025 11:06 AM
    I appreciate your comment on the communication, Floyd. Staying connected and ensuring you're informed throughout the process is something I prioritize. If there's anything further you need or if you have more questions, feel free to reach out....
    read more
  • 61–70 of 106
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 230700
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.