Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrena Smith
Reply from Sebrena Smith
December 3rd, 2024 09:48 PM
Thanks for the feedback John, looking forward to working with you and Jacquelyn on your new construction!
Very determined to see the end result
Reply from Sebrena Smith
December 3rd, 2024 09:49 PM
Thank you Justin! So happy to be a part of your new home purchase, it was a pleasure working with you!
Sebrena is such a sweetheart!! She makes you feelSo at ease with the mortgage loan process!! She is always available for whatever questions you may have and answers them all in a timely manner. The kindness and reassurance she shows are unmatchable!!...
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Reply from Sebrena Smith
December 3rd, 2024 09:49 PM
Thank you so much for the wonderful review Valerie, it certainly was a pleasure working with you and getting to know you through this process!!
Friendly, knowledgeable and experienced personal. Quick response concerning questions or needed information to speed along the process. Out of all my many years of working with different banks and loan officers, Serena, by far is the best and...
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Reply from Sebrena Smith
October 1st, 2024 09:19 PM
Thank you so much for the wonderful review, I appreciate you and your business more than you know!! Looking forward to working with you on your new construction!
As a first time home buyer I didn't know what I had to do but Sabrene Smith gave me the necessary information.
Reply from Sebrena Smith
September 11th, 2024 03:20 PM
Thank you Jesus, it was a pleasure working with you and I wish your family many years of happiness in your new home!
I was helped in every way Sebrena could. She is amazing,couldnt ask for anyone better.The BEST ! Linda W.
Reply from Sebrena Smith
October 1st, 2024 09:20 PM
Thank you so much for the kind words Linda, I really enjoyed working with you on your new home purchase. So excited to have you in Martinsville!!
Sebrena went above and beyond to make my experience as easy as possible. She kept me informed through the entire process and was very transparent, so I knew what was going on all the way till closing. I would highly recommend Sebrena Smith...
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Reply from Sebrena Smith
August 30th, 2024 12:52 PM
Thank you for the kind words Jordan. I truly enjoyed working with you on the purchase of your new home and appreciate your business. I'll be in touch once rates start dropping!
Sebrena. She is the best. She goes above and beyond……
Reply from Sebrena Smith
August 9th, 2024 06:29 PM
Thank you so much for the nice review Roy, it was such a pleasure to get to know you and Analisa. Wishing you many years of happiness in your new home!
Sebrina. She explained everything to us, went over everything put us at ease and told us “ we will get this done” she’s great!
Reply from Sebrena Smith
August 9th, 2024 06:30 PM
Thank you Analisa, I loved getting to know you and Roy! I will reach out when rates start to go down. Looking forward to seeing you both again!
Easy communication and Sebrena was informative and willing to meet us when needed.
Reply from Sebrena Smith
August 9th, 2024 06:31 PM
Thank you Katelyn, it was a pleasure getting to know you and Brandon. I'm so excited to be part of the building of your dream home!!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136