Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrena was helpful and quick to answer all of our questions. She made our loan application process pleasant!
Reply from Sebrena Smith
April 14th, 2025 01:27 PM
Thank you so much for the nice review Linda, it was a pleasure working with you and I look forward to seeing your beautiful new home come together!
Sebrena was such a help with a process that I had never done before, she explained and walked me through it with out any problems. Great work
Reply from Sebrena Smith
March 21st, 2025 08:24 PM
Thank you Kenny, it was a pleasure working with you and Jan. I wish you both many years of happiness in your beautiful new home. I'll be in touch when rates drop!
communication and just overall experience was great
Reply from Sebrena Smith
March 10th, 2025 01:16 PM
Thank you for your kind words Josh, it was a pleasure working with you and Makayla on your construction project and final mortgage. I'll be in touch when rates drop! Wishing you many happy years in your new, beautiful home!
Sebrena was wonderful to work with! She took time to explain everything to us and answered all of our questions in a timelt manner!
Reply from Sebrena Smith
March 10th, 2025 01:17 PM
Thank you so much for the kind words Haley, I really enjoyed working with you and your husband on the construction project and final mortgage. I hope you have many, many wonderful years ahead in your beautiful home!
Sebrena was wonderful throughout the entire experience!
Reply from Sebrena Smith
March 10th, 2025 01:18 PM
Thank you so much for the kind words Maggie. It was such a pleasure working with you and Nick on the purchase of your new home. Wishing you many years of happiness in your beautiful home!
She went above and beyond to make this experience take place. Her kindness surpassed all others.
Reply from Sebrena Smith
January 6th, 2025 03:29 PM
Thank you so much for the wonderful review, I really appreciate your business and hope you enjoy your new home!
Smooth process!
Reply from Sebrena Smith
December 19th, 2024 02:48 PM
Thank you Brenda, it was a pleasure working with you and Peter! I'll be in touch once rates drop. Merry Christmas to you and your family!
Sebrena made me feel like she was with me every single step I took . Everything was explained to me and I felt like I was a person and not just a number . Sebrena and her team are wonderful And I appreciate everything. I will definitely be...
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Reply from Sebrena Smith
December 19th, 2024 02:49 PM
Thank you so much for the kind words Tanya, it was a pleasure working with you! I hope you and your family have a wonderful Christmas!!
Good service. Everything seemed to go extremely smooth .
Reply from Sebrena Smith
December 3rd, 2024 09:25 PM
Thank you Tim, I appreciate your business! Please call me if I can ever be of assistance.
Sebrena 's kindness and helpfulness
Reply from Sebrena Smith
December 3rd, 2024 09:47 PM
Thank you Jacquelyn. It was a pleasure working with you on your construction loan, can't wait to see your new home!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136