Sebrena Smith

Mortgage Loan Officer

Right By You Mortgage

4.8

(146)

Mortgage

Mortgage Loan Officer

Contact Info

(276) 666-0528

Martinsville, VA

https://www.rightbyyoumortgage.com/directory/smith-sebrena/

https://www.rightbyyoumortgage.com/

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4.8

(146)

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4.8

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Sebrena was very helpful and made our experience great!

Reply from Sebrena Smith

May 13th, 2026 12:42 PM

Thank you Paiton, I very much enjoyed working with you and Aaric on the construction of your new home and can't wait to see the finished result!

Sebrena was very helpful. She was also available to answer our questions.

Reply from Sebrena Smith

May 13th, 2026 12:44 PM

Thank you Leslie, it was a pleasure working with you and Brian and I cannot wait to see the finished project!

Easy to deal with and very knowledgeable.

Reply from Sebrena Smith

May 13th, 2026 12:45 PM

Hunter, I'm pleased to hear that you found the process easy and appreciated my knowledge. Your kind words mean a lot to me. Can't wait to see the finished project!

I wish the communication would have been better in the beginning especially when the app messed up. After talking with Sebrena and finding out the problem with the app I feel everything went smoother and Sebrena was great to work with.

Reply from Sebrena Smith

May 13th, 2026 12:46 PM

Danny, I'm glad once we got over the initial bumps things improved and you enjoyed working with me. I appreciate your feedback on the initial communication, and I'll work on ensuring a smoother start in the future. Thank you for your understanding...

Friendly and prompt on all question's and concerns.

Reply from Sebrena Smith

September 2nd, 2025 02:03 PM

Thank you for the nice review Kenneth, it was a pleasure working with you and Luzmila and I'm excited to partner with you on this journey of building your dream home!

The people who help us

Reply from Sebrena Smith

September 2nd, 2025 02:03 PM

It was a pleasure working with you and Kenneth on the new construction of your home, looking forward to seeing the end result!

Sebrena was wonderful, couldnt have asked for anyone better

Reply from Sebrena Smith

September 2nd, 2025 02:05 PM

Thank you for the wonderful review Samantha, it was a pleasure working with you and your husband on your new construction loan. Can't wait to see your beautiful, new home!

Any questions we had were answered and we had great service. Very friendly staff that helped through out the entire process.

Reply from Sebrena Smith

July 21st, 2025 07:23 PM

Thank you for the nice comments Cole, I truly enjoyed working with you and Sarah on your construction loan and look forward to seeing the finished product!

Great service. Answered all our questions

Reply from Sebrena Smith

July 21st, 2025 07:27 PM

Thank you for the nice comments Sarah, so happy I got to work with you and Cole on your construction loan and cannot wait to see the finished home! Looking forward to going through this process with you both!

Sebrena has been very kind and helpfull.

Reply from Sebrena Smith

July 21st, 2025 07:29 PM

Thank you for the nice comments Melissa, I truly enjoyed working with you and Aaron and look forward to seeing your beautiful new home!

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About

I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Specialities

Fixed Rate Mortgages

Adjustable-Rate Mortgages

Jumbo Mortgages

Loans for Business Owners