

Sebrena Smith
Mortgage Loan Officer

I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrena communicated well and always had a quick response time!!
Sebrena Smith has far exceeded our expections of purchasing a home from far away...Sebrena kept the process running smoothly over the miles...We felt confident leaving the details to her. Her kind understanding and encouragement over the months...
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The past year being one of such uncertainty, taking a leap to refinance a home was definitely a scary venture. Add to the mix that everyone had the same idea and the multitude of delays due to the massive influx of loan applications...it was...
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Sebrena made the process very simple and communication was great.
Sebrena was excellent to work with and made sure everything moved along in a timely matter with things being so crazy during these time.
I really appreciated her help through all of this.
Sebrena is top notch and keeps the loan moving forward and timely for both sides
Sebrena was and is always there for us. She looks out for our best interest and truly cares about her clients.
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136