Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrina was great to work with. She answered questions throughly and timely. She made the process easy and was always kind.
Reply from Sebrena Smith
June 28th, 2024 12:27 PM
Thank you so much Jessica for the kind words, it was a pleasure working with you and Randy on the purchase of your new home. I will definitely stay in touch and let you know when rates drop!
Communication and being on top of what was needed from us.
Reply from Sebrena Smith
June 20th, 2024 01:13 PM
Thank you Gerald, it was a pleasure working with you and Melissa. I hope your new home brings you many years of joy and I'll be in touch when the rates drop!
Sebrena was very responsive, friendly, and knowledgeable.
Reply from Sebrena Smith
June 20th, 2024 01:12 PM
Thank you for the nice words Mitchell, it was a pleasure working with you!! Congratulations on your new home and upcoming marriage. Please reach out if I can ever be of assistance!
Sebrena was very helpful in every step of the way and made the experience worth it!! She is amazing at her job!!
Reply from Sebrena Smith
May 23rd, 2024 01:19 PM
Thank you so much for the kind words Kaylee, it was a pleasure working with you and Debra! Best of luck with your new home and upcoming wedding!
She was a great person to deal with and made the whole process better
Reply from Sebrena Smith
May 6th, 2024 02:39 PM
Thank you Kristy, it was a pleasure working with you and Randy! So excited I get to be a part of your building your dream home and I look forward to our continued relationship!
Sebrena was easy to work with and handle things.she kept up with everything. Kept us informed plus was great to deal with.
Reply from Sebrena Smith
May 6th, 2024 02:47 PM
Thank you so much for the nice comments Randy! It was my absolute pleasure to work with you and Kristy and I look forward to working with you thru the construction phase!!:)
Sebrena worked very hard to help us in every way possible on getting our new home, she has gone above and beyond to provide us with wonderful customer service. We will definitely do business with her again in the future!
Reply from Sebrena Smith
May 6th, 2024 02:41 PM
Thank you so much Emily for the nice comments, working with you and Garey has been my absolute pleasure. I'm hoping your new home brings years of joy for you and your family!! It's always exciting to work with people that become cherished friends:)...
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Good people
Reply from Sebrena Smith
May 6th, 2024 02:46 PM
Thank you for the nice comment Josh, it was my pleasure to work with you and Makayla and I'm so happy to be working with you thru the construction phase of your home. I'm so glad you both chose Henry County as your home!
Great experience
Reply from Sebrena Smith
May 6th, 2024 02:42 PM
Thank you Makayla for the nice comment, it was a pleasure working with you and Josh and I'm excited to be a part of your building your dream home. So glad you chose Henry County as your home! :)
Sebrena had great communication, which was extremely helpful in keeping us on track. It was a smooth process.
Reply from Sebrena Smith
April 26th, 2024 12:49 PM
Thank you so much for your kind words Regina, it was a pleasure working with you and Jerry and I look forward to working with you through the construction phase!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136