Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrena has been very kind and helpfull.
Reply from Sebrena Smith
July 21st, 2025 07:29 PM
Thank you for the nice comments Melissa, I truly enjoyed working with you and Aaron and look forward to seeing your beautiful new home!
Sebrena has been great to work with.
Reply from Sebrena Smith
July 21st, 2025 07:30 PM
Thank you for the nice comment Aaron, I really enjoyed working with you and Melissa and can't wait to see your beautiful new home!
Sebrena treats you as a friend and not a client . She was professional at the same time enjoyable to work with
Reply from Sebrena Smith
July 21st, 2025 07:36 PM
Thank you for the wonderful comments Dennis, I truly enjoyed working with you and am so glad we got to the finish line!
She was great to work with
Reply from Sebrena Smith
November 4th, 2025 04:10 PM
Kristy, I apologize for the late follow up but thank you so much for the kind words. It was a pleasure working with you and Gary on your construction/mortgage. I wish you both many, many years of happiness in your new home!
Sebrena was very nice and always responded back quickly.plus she is very smart at what I think i a tuff job.
Reply from Sebrena Smith
May 7th, 2025 01:07 PM
Thank you so much for the kind words Gary, it was a pleasure working with you and Kristy. Please reach out if there is anything I can do for you and congratulations again on building your beautiful dream home!
Quick answers to questions and advice
Reply from Sebrena Smith
May 7th, 2025 01:08 PM
Thank you Abigail for the response. It was a pleasure working with you and David on your construction loan and I look forward to working with you on every phase of building your dream home!
good communication
Reply from Sebrena Smith
April 23rd, 2025 01:23 PM
Thank you Chase, I appreciate your feedback. Looking forward to working with you and Kaylan on the construction of your beautiful home!
Communication at anytime
Reply from Sebrena Smith
April 14th, 2025 01:23 PM
Thanks for the feedback Samantha-Ann. It was a pleasure working with you and Tyler and I wish you many years of happiness in your beautiful new home!
Things were not always done in a timely manner. Draws took too long and there always seemed to be a problem with how the money was to be sent. We were also given incorrect information about our final payout.
Reply from Sebrena Smith
November 4th, 2025 04:11 PM
I appreciate you sharing your experience with me, Nancy. It's important to me that processes are smooth and information is accurate, so I'm sorry that this wasn't your experience. I understand how frustrating it must have been to deal with...
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Great and timely communication. Friendly staff as well!
Reply from Sebrena Smith
April 14th, 2025 01:27 PM
Thank you so much Vernon, I appreciate your kind words and look forward to working with you and Linda on your new construction!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136