Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Very pleasant experience sebrina was available to always answer questions
Very friendly
Provided prompt advice/answers to questions
Worked with us when having technological issues
Sebrena went above and beyond, she always returned my many calls quickly and helped guide me through this pr ocess I could never have found anyone to do a better job .
Sebrena had to work extra hours to get this loan to close on time due to the appraisers being so booked up! She knew the buyers loan commitment would expire if it didn't close by a certain date. She made phone calls and kept everyone involved...
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Working with Sebrena was great can’t say the same for underwriters took over 4 months to close loan
Sebrena is wonderful!
Sebrena was amazing and never hesitated to answer any questions we had in a very timely manner.
Thank you Sebrena for all the help.
Sebrena was always willing to answer questions. She is such a sweet person, and so easy to work with.
Sebrena, the loan officer, was absolutely awesome and a pleasure to work with. The issues I have are with the process or underwriting or something out of her control. It was ridiculous the amount of time that it took for this process to be...
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136