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Sebrena Smith - Mortgage Loan Officer in Martinsville, VA

Sebrena Smith

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Mortgage Loan Officer

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I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What... Show More
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  • Encompass
    N
    Natalie B G
    Martinsville, VA
    Posted on December 15th, 2021 03:48 PM
    The timeliness, care and professionalism from Sebrena. She was there whenever I had questions.
  • Encompass
    M
    Martin J Q
    Bassett, VA
    Posted on December 15th, 2021 12:48 PM
    Personal, quick and accurate replies to all needs. Superior individual.
  • Encompass
    M
    Miriam F Q
    Bassett, VA
    Posted on December 15th, 2021 11:58 AM
    Sebrina kept in contact with us, explained our loan process, she made it as easy as possible as we were living in another state at the time.
  • Encompass
    B
    Brian P B
    Hardy, VA
    Posted on December 7th, 2021 12:23 PM
    Sebrena was very knowledgeable, but more importantly, she always did what she said she was going to do.
  • Encompass
    T
    Thomas A A
    Martinsville, VA
    Posted on December 2nd, 2021 10:01 PM
    Sebrena was awesome throughout this whole process and answered all of my questions.
  • Encompass
    E
    Ethan A H
    Martinsville, VA
    Posted on November 15th, 2021 11:13 PM
    This isn't taking only 30 sec and I'm just filling this out so I quit getting emails to do this
  • Encompass
    K
    Katrell R R
    Bassett, VA
    Posted on November 15th, 2021 03:49 PM
    Very easy to talk to. Communicates well and efficient.
  • Encompass
    N
    Neil W R
    Rocky Mount, VA
    Posted on November 9th, 2021 04:24 PM
    Very knowledgeable and helpful!
  • Encompass
    S
    Sheila C R
    Rocky Mount, VA
    Posted on November 9th, 2021 04:23 PM
    Very knowledgeable and helpful!
  • Encompass
    A
    Allen G R
    Bassett, VA
    Posted on October 20th, 2021 11:01 AM
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    About
    I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Fixed Rate Mortgages
    Adjustable-Rate Mortgages
    Jumbo Mortgages
    Loans for Business Owners
    Second Home Loan
    FHA Loan
    USDA Loan
    VA Loan
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 565324
    Hobbies
    • Spending time with family, playing the piano and reading.
    • Spending time with my daughter and grandchildren, playing the piano and being outdoors.
    Disclaimer
    © 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136