

Sebrena Smith
Mortgage Loan Officer

I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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The timeliness, care and professionalism from Sebrena. She was there whenever I had questions.
Personal, quick and accurate replies to all needs. Superior individual.
Sebrina kept in contact with us, explained our loan process, she made it as easy as possible as we were living in another state at the time.
Sebrena was very knowledgeable, but more importantly, she always did what she said she was going to do.
Sebrena was awesome throughout this whole process and answered all of my questions.
This isn't taking only 30 sec and I'm just filling this out so I quit getting emails to do this
Very easy to talk to. Communicates well and efficient.
Very knowledgeable and helpful!
Very knowledgeable and helpful!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136