Sebrena Smith
Mortgage Loan Officer
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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The lack of communication
I would highly recommend that the underwriting approval through Dataverify be done early on, upfront, rather than at the end of the process. After getting things settled, it was frustrating having to back track and provide numerous documents...
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Service! Sebrena was always a click away to answer any of my questions or concerns!
As with every mortgage you are thrown a few curve balls. Towards the end I was asked for some last minute information in regard to transactions on my bank account. Although I was a little anxious and ready to get this over with, Sebrena was...
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Sebrena worked hard for us! She is amazing!
Very nice professional experience.
communication with Sebrena was excellent
Sebrena was fantastic. Very responsive and provided top quality customer service.
Sebrena was a huge help to us as first time home-buyers. She walked us through the process every step of the way, answered all our questions promptly and kindly, and made sure we always knew what to expect.
Thank you, Sebrena!
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136