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Lower - Beachwood, OH, Beachwood, OH
Beachwood, OH

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Josh was very professional, knowledgeable, helpful, and patient.
David was responsive and a pleasure to work with, he kept my stress down. I will be calling him in the fiture.
CJ was always on top of everything. Kept us in the loop of what we needed to do and offered suggestions of who to use for various services. He's been nothing but professional and very knowledgeable throughout this entire process
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Reply from Charles Elswick
July 30th, 2026 01:13 PM
Thank you for sharing your experience, Heather. I'm glad to hear that you felt informed and supported throughout the process. If you have any more questions or need further assistance, please don't hesitate to reach out.
Craig was excellent at communication through out the entire process and kept us informed of the status of our loan. He knows his stuff and definitely is an asset to the company.
The people I worked with the time they spent.
Ryan mafe the process very easy for me and was great with answering all my questions.
Closing costs were too high. Abigail was great, but one of her colleagues provided some information that differed from other representatives with respect to the closing funds and when they were to be distributed. Need to get everyone on the...
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Shawn walked me through the proces . Austin was always respondsive to questions. Shawn made sure my concerns were addressed and that I got the best possible outcome
Beg with our initial conversation, Daltan provided me with timely, detailed information and advice that made my VA refi a smooth and seamless experience!
He listened to my situation. He always had a CAN DO attitude. He was easily accessible and great at communicating. He kept me up to date with where the process was at, and what was expected next. he seemed more interested in making sure the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.