Chad Norris
Sr. Mortgage Advisor | NMLS# 495468
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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Reviews from Web
Very kind and respectful and assisted me in any issues I had with anything. Definitely made the process easy and enjoyable 🙂
Easy to talk to.
Reply from Chad Norris
October 2nd, 2026 02:35 PM
I'm glad to hear that you found it easy to talk to me, Charles. At Lower, we strive to make every interaction straightforward and pleasant.
Chad was very knwoledgable, easy to work with, and completely took care of our needs without a ton of legwork on our end
Reply from Chad Norris
September 30th, 2026 05:11 PM
Thank you for your kind words, Michaela. I'm glad I could make the process easier and take care of your needs. Working with Lower allows me to provide a streamlined experience for clients like you.
Straight to the point was very helpful made the process easy and very informative
Reply from Chad Norris
September 29th, 2026 06:17 PM
I'm grateful for your kind words, Paul. I'm pleased to know that I could make the process easy and informative for you. Working with Lower allows me to ensure a straightforward experience for my clients.
Chad was available at all hours of the day and on weekends for any questions. He was amazingly knowledgeable about the VA process and how to protect us with our mortgage. he has been by far the best LO I've used through all my purchases.
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Reply from Chad Norris
September 24th, 2026 07:02 PM
Jake, thank you for sharing your experience. I'm pleased to know that my availability and knowledge about the VA process were beneficial in protecting you with your mortgage. It's great to hear that working with me at Lower has been a positive...
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The patient he had with us
Reply from Chad Norris
September 14th, 2026 03:28 PM
Alfred, thank you for your review. I'm glad to hear that my patience was helpful during your experience. If there's anything else you need, please feel free to reach out.
Chad stayed in contact at all times and worked out any problems that came up
Reply from Chad Norris
September 14th, 2026 02:52 PM
Paul, I appreciate your feedback. I'm glad to hear that staying in contact and resolving any issues made a positive impact on your experience. If you have any more questions or need further assistance, feel free to reach out.
Knows his stuff, professional, detail oriented, on top of everything!!! 10 out of 10...would use his services again!!!
Reply from Chad Norris
September 7th, 2026 06:24 PM
Jamie, I'm grateful for your kind words. It's wonderful to know that you found my services professional and detail-oriented. If you ever need assistance again, I'm here to help!
Excellent customer service, clarity throughout the entire experience, very knowledgeable in the process of making the life changing decision,as smooth as possible, and ensuring you that you made a great decision in moving forward
Reply from Chad Norris
August 17th, 2026 07:52 PM
Robert, thank you for sharing your experience. I'm pleased to hear that you found the customer service clear and knowledgeable. If you have any further questions or need assistance, please feel free to reach out.
Chad is very thorough in his steps to completion.
Reply from Chad Norris
July 10th, 2026 06:54 PM
Demi, I appreciate your feedback. It's great to know that you found my approach thorough. If you have any further questions or need assistance, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 495468
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.