
Chad Norris
Sr. Mortgage Advisor

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Excellent customer service, clarity throughout the entire experience, very knowledgeable in the process of making the life changing decision,as smooth as possible, and ensuring you that you made a great decision in moving forward
Reply from Chad Norris
August 17th, 2026 07:52 PM
Robert, thank you for sharing your experience. I'm pleased to hear that you found the customer service clear and knowledgeable. If you have any further questions or need assistance, please feel free to reach out.
Chad is very thorough in his steps to completion.
Reply from Chad Norris
July 10th, 2026 06:54 PM
Demi, I appreciate your feedback. It's great to know that you found my approach thorough. If you have any further questions or need assistance, please don't hesitate to reach out.
Live communication
Reply from Chad Norris
July 6th, 2026 03:08 PM
Nathan, I appreciate your feedback on the live communication. I'm glad it made a positive impact on your experience. If you have any more thoughts or need further assistance, feel free to let me know.
Very helpful and responsibe.
Reply from Chad Norris
June 8th, 2026 08:44 PM
Thank you, ISABEL, for your kind words. I'm happy to know you found my assistance helpful and responsive. If you need anything else, please feel free to reach out.
Chad was on top of the cash out/Refinance process every step of the way. We were very pleased with the ease of the process and the communication every step of the way.
Reply from Chad Norris
June 3rd, 2026 02:47 PM
Thank you, DOUGLAS, for sharing your experience. I'm glad to hear that the cash-out refinance process was smooth and that you felt well-informed throughout. If there's anything else I can help you with, please feel free to reach out.
Chad was really knowledgeable and professional, he made sure to answer all my questions and was very thorough with the process . Very friendly and easy to talk with .
He was always available, got back to me quickly, answered every question that I had, made everything run smoothly, very pleasant. I would recommend him to anyone who needed to finance or refinance their home.
Reply from Chad Norris
May 26th, 2026 03:50 PM
I'm pleased to hear that you found my availability and communication helpful, ARTHUR. It's great to know that the process went smoothly for you. Thank you for your recommendation; if you have any more questions or need further assistance, feel...
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He did me get out of the hole that loan companies had me in, that other companies weren't able or willing to do. That means a lot to me, We became friends not just business associates.
Reply from Chad Norris
May 26th, 2026 02:11 PM
I'm grateful for your kind words, ARUNDELL. It means a lot to me that I could assist you in such a meaningful way and that we've developed a friendship beyond our business relationship. If there's anything else you need, please feel free to...
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Chad was very knowledgeable and easy to talk too. He kept us informed throughout the entire process and made sure we understood everything. I could'nt have asked for a better exprience. I would highly recommend Chad to everyone.
Reply from Chad Norris
May 1st, 2026 01:15 PM
Thank you for your kind words, Ron. I'm grateful that you found my assistance helpful and the process easy to understand. It's appreciated to know you had a positive experience, and I truly appreciate your recommendation. If there's anything...
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Chad is very knowledgeable,he was very helpful throughout the process
Reply from Chad Norris
April 20th, 2026 05:24 PM
I appreciate your kind words, Travis. I'm pleased that I could be helpful and share my knowledge with you throughout the process. If there's anything more you need, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 495468
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.