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Lower - Beachwood, OH
Beachwood, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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It was wonderful working with Joe! He was very personable, friendly, and knowledgeable. He made the whole process easy to understand, and it definitely helped knowing he really knew what he was doing. We were even able to get a better deal...
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Reply from Joe Vergara
October 2nd, 2026 03:52 PM
Anthony, I'm glad to hear that I could make the process easy and clear for you. It's great to know you were able to secure a better deal than your mortgage company offered. Thank you for choosing to work with me and Lower!
Great communication just wish we could have got some equity money out but overall it was a great experience.
Reply from Christyanne Judge
October 2nd, 2026 02:55 PM
Susan, I'm glad you felt the communication was great throughout your experience with me at Lower. If you have any questions or need further assistance regarding equity options, please don't hesitate to reach out.
The patience, expertise, and knowledge that Grayson produced, along with care and concern made the experience great!!! 👍🏽
Reply from Grayson Henderson
October 2nd, 2026 02:52 PM
Hiram, I'm pleased that you found my patience, expertise, and care contributed to a great experience. At Lower, we strive to provide the best support and guidance to our clients.
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Easy to talk to.
Reply from Chad Norris
October 2nd, 2026 02:35 PM
I'm glad to hear that you found it easy to talk to me, Charles. At Lower, we strive to make every interaction straightforward and pleasant.
Abigail was very friendly and she did what she said she would do.
Reply from Abigail Shields
October 2nd, 2026 07:32 PM
I'm glad to hear that you found me friendly and reliable, STEPHEN. It was a pleasure assisting you at Lower.
Professionalism of Mr. Hockaday and his team.
Reply from Carlton Hockaday
October 2nd, 2026 06:29 PM
DAVID, thank you for recognizing the professionalism of both myself and my team at Lower. I'm pleased to have met your expectations and contributed to your positive experience.
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Chad was very knwoledgable, easy to work with, and completely took care of our needs without a ton of legwork on our end
Reply from Chad Norris
September 30th, 2026 05:11 PM
Thank you for your kind words, Michaela. I'm glad I could make the process easier and take care of your needs. Working with Lower allows me to provide a streamlined experience for clients like you.
No hassle everyone was so nice
Reply from Abigail Shields
September 30th, 2026 02:21 PM
I'm pleased to hear that you had a hassle-free experience and found everyone at Lower to be nice, Sherry. Thank you for sharing your positive feedback!
Brandon was very helpful and professional make working with him was a breeze
Reply from Brandon Hooper
September 23rd, 2026 03:28 PM
I'm glad to know that working with me was a breeze, Vinh. At Lower, I strive to provide helpful and professional service, and it's great to hear that I achieved this in your experience.
Abigail was very informative, good to give updates, and answered any and all question.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.